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    • I have just checked and unusually, Brent Council have a website that advises on whther their streets are adopted or not. Atlip Road is a private street on their site. Brent Council - Road adoption checker form WWW.BRENT.GOV.UK Form to check whether a road has been adopted  
    • Why international criminal networks are behind a jump in the theft of catalytic converters. View the full article
    • pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual on the Gov't Gateway Site  note down your details inc the long gateway number given, you might need it later.  then log in to the MCOL Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit MCOL. .. get a CCA Request running to the claimant https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... .[use our other CPR letter if the claim is for an OD or Telecom Debt] . https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . on BOTH type your name ONLY Do Not sign anything . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............      
    • The president says he will only sign it if Democrats can pass a separate, far bigger budget bill. View the full article
    • Bolmsgr    if it was me I would put it first as if the contract is invalid and if the Judge agrees, then you win the case.    Indeed, it may be that VCS would not even turn up in at the Hearing or withdraw which would be the ideal situation. However this is your case and FTMDave has worked hard with you to help on your WS.   Whatever you decide to put it I have modified what I said in my previous post so that you can copy it.   Definition of "Relevant contract”  from PoFA 2  [1] means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—   (a)the owner or occupier of the land; or  (b) authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land.   According to https://www.legislation.gov.uk/ukpga/2006/46/section/44    a contract to be valid requires a director from each company to sign and then two independent witnesses must confirm those signatures. The fact that no witness signatures are present means the deed has not been validly executed. Therefore there can be no contract established between VCS and the motorist. And even if "no stopping" could form a contract [which it cannot], it is immaterial. There is no valid contract end of.   Surely VCS a company that signs innumerable contracts must be aware that no contract exists at the East Midlands Airport. Two points arise from that.   The first is that by issuing many PCNs at EMA with knowingly not having a valid contract is bordering on fraudulent.   Second, VCS in order  to gain access to DVLA data VCS have averred that they have complied in their CoP that they have complied with all the legal necessities, which appears patently untrue.   As Lord Neuberger said in the famous Parking Eye v Beavis  at the Supreme Court [2015] UKSC 67-"And, while the Code of Practice is not a contractual document, it is in practice binding on the operator since its existence and observance is a condition of his ability to obtain details of the registered keeper from the DVLA.   In assessing the fairness of a term, it cannot be right to ignore the regulatory framework which determines how and in what circumstances it may be enforced". The Noble Lord is correct and should call into question the right of VCS to obtain information from the DVLA.   You may have noticed that in the second paragraph of this post the words "relevant land" cropped up which would be a good follow on for bringing up the Bye Laws and streets covered by the Road Traffic Act in case the Judge did not accept the contract argument.  
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Nettyg v Hsbc ***WON***


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GOD I HATE HSBC WITH A VENGEANCE!!!!!

 

sorry i haven't been around much, but my second claim, which i was promised a cheque for.... was PAID INTO MY ACCOUNT!! i'm fuming b****ds!!!

 

still leaves me overdrawn - and they have the cheek to ask me when i'll be paying the balance off - i told them to 'balance off' too!!. told them that as that bloody balance was made up of charges and they've stolen from me - once again! - the only way i won't claim from them for a THIRD time, is if they write off the rest. we'll see what bloody Fozia Hussain thinks of that when she reads her prompt card eh!!!

 

absolutely livid....:evil:

If i've been helpful in any way....then tip my scales over there!

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thieving little S**ts - they'll have to take me to court for the rest hahaha

If i've been helpful in any way....then tip my scales over there!

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:cool: Calm down, Netty Dear,

 

Revenge is a dish best served cold, they say :cool:

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Hi Netty

Did you sign an acceptance, as I stipulated that I only want a cheque! if I do not get a cheque I will NOT advise the courts as this was my stipulation in accepting the full offer, yesterday morning. But as sure as eggs are eggs they will no doubt pay it into my credit card and ignore me.

DS

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Hi Netty, sorry to digress slightly on your thread but have you managed to find out anything about whether HSBC hold statement info going back more than 6 years i.e. to Midland Bank days. I have thousands in charges going back about 20 years, and wanted to know if I am gonna be able to get hold of the information for my account going back that far ??? Any news, any colleagues willing to spill the beans ???? Thanks a bunch. Fendyweather xxxx

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.:D :D

 

STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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i was calming down until you asked me that question fendy!! i spent the best part of a day arguing with two ladies, the first one i couldn't understand at all!!. apparently, the information that they hold on fiche is only for the same years that you can download yourself off internet banking!!! now if you believe that (which i don't for one second) pah!

 

why would they copy current information - i ask you... ridiculous. bottom line is.. .they don't want us to make claims going further back than the six years they are currently paying out on - b*****s:mad:

If i've been helpful in any way....then tip my scales over there!

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Yes very frustrating...I knew all along that I should never have shredded all those past statements / maybe anally retentive, but what's wrong with rich and anally retentive !

 

The other possible strategy is to make an estimate of previous years' charges based on charges incurred over the past 6 years I'm sure I was reading a thread here - even today - of someone who had successfully done that but I think thsir strategy was to put it all in one claim.Separating them out might prove more difficult.

 

Can I also ask you a quickie - Do you know if I have to include copies of statements in my NI court claim or is the schedule of charges enough?

Thx

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Umm, until theres something more concrete on this one I dont think Im gonna be able to go ahead with it........... Sadly, because Im sure they must add up to around 8K. Such a pity............ nvm, if any new info comes to lights on proving they hold records going back that much further, then please post it on the HSBC forum wont you. Thankyou for replying though. All the best. Fendyweather. xx

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.:D :D

 

STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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fendy - can you pm hsbcrusher about trying to get old info - he is looking to help in some way or another - thankx.

 

 

and mostyn - don't send copies of statements - just the breakdown - 2 copies, will do....... and when you get your acknowledgment - send a copy of your breakdown to dg - their addy will be on page 2. put your claim number on it (it will come after the notice of issue)

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i've already made my mind up that the only way i'm going to get statements pre 6 years is to don a balaclava and a 'sawn-off' (giveme, you knew there'd be some kind of hat in it somewhere lol) and go find them myself.... if ever i find out where they're buried!!!

If i've been helpful in any way....then tip my scales over there!

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thanks for the balaclava giveme, did you knit it yourself lol:D

If i've been helpful in any way....then tip my scales over there!

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  • 4 weeks later...
  • 1 month later...

hey guys long time no see!!

 

here's a funny thing..... back in april i had a bit of a set too via email with one heidi daniels from leeds customer services. basically i wanted my 3rd lot of charges refunded via cheque and they refused, putting said refund into an already overdrawn account.

 

now then, today i received a cheque for £305 for said bank charges refund... making a grand total - so far - £6934 !!!!

 

 

refunded haha lol whoooping for joy

:D

this is better than working lol

 

lats... i'll pm you xxx

If i've been helpful in any way....then tip my scales over there!

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hiya sis

my belief that the banks REALLY REALLY don't know what they're doing has been restored lol

 

i've missed u all xxx:(

If i've been helpful in any way....then tip my scales over there!

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We've missed you too Netty,

 

Welcome Back! On a high note too! Well done! xx

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Hi Guys

Congratulations Netty

Jo

HFC Bank - First letter claiming £196/LBA sent/£75 offered/rejected/Claim filed

HFC Bank Take 2 - Statements received

A & L - Prelim sent/LBA sent

Barclays (for my Dad) - Awaiting statements/LBA for S.A.R. sent/Statements received/Prelim sent/LBA sent

A & L (for my Son) - Awaiting statements/Statements arrived Prelim letter sent/£280 offered and rejected

Abbey (for my Sister) - ***Won***

Barclays PPI claim

Studio - ***Won***

HSBC - (for my brother-in-law) ***Won*** 8-)

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