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Nettyg v Hsbc ***WON***


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40 days then to take a tour around the forum, read all the threads you can and get familiar with the process. you can get your statements through online banking although sending off for your S.A.R. request in my mind gives you plenty of time to observe what's going on - and what's likely to!!

all the best with your claim

If i've been helpful in any way....then tip my scales over there!

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just wanna say hello mammie netty... you know you can tackle that n150... sound like a new model of a nokia mobile phone.. teehee:D

[FONT=Comic Sans MS][SIZE=1][COLOR=purple]S.A.R. sent 30 October-reply received 10 november[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]Prelim letter sent 28 november- no reply[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]LBA sent 13 december- no reply[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]MCOL filed 30 december- issued 02/01/07[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]loveletter from colin received 02/01/07-saying will get in touch on feb 9[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]acknowledged claim on 4 jan- has until 1 feb to defend.[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]defence entered 31 jan 2007[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]offer received 1-2-2007... still waiting for the moolah though:cool: ...[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]and moolah arrives 1-march 2007!!! Praise the Lord!!!![/COLOR][/SIZE][/FONT]

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hi honey.... yyeeesssssss i've done it!!! just finished it.

 

i just have one question about the spreadsheet which is... what date do i use as the date of claim??? hows you anyways? any more news yet? i'd best go read your thread hadn't i? lol

nice to see you anyway honey xx

brb

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gosh.. sorry i cant answer you on that one.. i think i filled in a different form.. i just cant remember.. hope someone will come along to answer your question// have you read my email for you? just thought id ask.. take care!!!

[FONT=Comic Sans MS][SIZE=1][COLOR=purple]S.A.R. sent 30 October-reply received 10 november[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]Prelim letter sent 28 november- no reply[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]LBA sent 13 december- no reply[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]MCOL filed 30 december- issued 02/01/07[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]loveletter from colin received 02/01/07-saying will get in touch on feb 9[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]acknowledged claim on 4 jan- has until 1 feb to defend.[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]defence entered 31 jan 2007[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]offer received 1-2-2007... still waiting for the moolah though:cool: ...[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]and moolah arrives 1-march 2007!!! Praise the Lord!!!![/COLOR][/SIZE][/FONT]

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i'd think you put the date you filed the mcol.

 

did you ever look at the 149, netty? it is so much easier.

hope you get it into the small claims - you didn't say - but was the figure without court interest and fees below 5k? i put earlier - that would be your justification for asking for small claims.

 

did you see trevor mcdonald last night? it was another martyn lewis reclaiming charges story. he kept referring to the last one - which is the one i saw and they referred to cag and that's when i joined and started my son's claim - he said over 1 million template letters have been downloaded - hard to believe - but i guess it's just going to get bigger and bigger - i'm glad his is over and done with (unless he goes for the interest on the managed loan). hsbd/dg will surely buckle under the weight of more claims. i see from what some of the threads are saying the claims now apparently get sent from dg to a "new claims review office", so i think they are finally getting organized although i think this new bit seems to put the claims back a couple of weeks - hopefully you are right on the edge (don't jump) of an offer, but it's new territory - i still think you'll see an offer either just before or just after the aq goes in.

 

have a good weekend!

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hi lats

i didn't look at the 149 because my initial claim without anything else is already 5050. with interest and no court costs, i'm claiming for 6187.49!!

that figure is when i put the date that the claim was served, so if i change that to a couple of days before, when i filed it, it will come to a little bit more!

i've still put on the 150 that i want it to go on small claims track - if the judge doesn't allow that - then i start panicking (and saving/borrowing).

If i've been helpful in any way....then tip my scales over there!

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well, i'd put that sentence in there somewhere - that without court interest and court fees - the initial claim is for £5050 (it says in everything i've read that slightly over - they will put it in small claims and that's only barely slightly over - so use it) i do think date of the claim is date filed though. it will be fine - it will be long over before the court date!

 

i see now - you are asking about the date for the s/s - i'd leave it as you sent it to dg.

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thank you lats, i was hoping i could write that in somewhere. i can actually write it in twice where the small claims track is mentioned on the form - phew!! i hope i get a sympathetic judge who's claiming himself!! lol (there's a thought).

If i've been helpful in any way....then tip my scales over there!

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Right!!! done it all this time - hopefully correctly, i've been over it so many times now there can't possibly be anything wrong with it!!

 

N150 filled in, with the added line - "My claim, before interest is applied, is blah blah".. This issue...... etc". That just takes it a tiny weeny tad over the 5K mark so - fingers crossed eh! New spreadsheets done and printed (I knocked off one charge as it was for Dec 00) decided that i'll take it off before they do, and start blubbering about SOL's, Draft Order of Directions attached - and away we go (aaaghh)!! 4 x copies - one for court, 1 for dg, 1 for me and 1 for court bundle should i need one.

 

thanks for your help and advice lats - everything made sense - even to me!! xxxx

If i've been helpful in any way....then tip my scales over there!

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best of luck.... here we go.....

 

(luck has nothing to do with it though...:-D)

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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i was just having a look at the court bundle (which we won't need) and the other documents which you would include and it's probably well over 60 pages (40 for the bundle alone) and it's to be done in triplicate - better get a new ink cartridge in or do it at school when no one is looking! you'll get your money before that!!!!!!!!

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i nearly (nearly) printed one off today lats... then thought 'why tempt fate?' lol i'm just so glad i got the other stuff out the way and ready to pop in the post on thurs - feel kinda cross-eyed.... time for a drop of alcohol i reckon!

 

hopefully honeygie will get her cheque - it's sounding promising xx

If i've been helpful in any way....then tip my scales over there!

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well... after emailing debs and cc copies to all other available email addresses and then repeating for each (god how painful am i lol) i finally got a phonecall from somebody 'dabidor' at dg today. they said that they were also due to file their aq and that actually a letter was being prepared by rachel as we spoke. so this letter is due to arrive on my doormat on friday morning with a settlement offer!!!

 

thing is methinks, i'm not going to be able to respond with acceptance/non-acceptance before my aq's due on the 4th anyway so i've still got to go ahead with it regardless.

 

but i'm so excited that 'an offer' of some description is coming my way

woooo wooooooo

If i've been helpful in any way....then tip my scales over there!

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