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By Robsmillers · Posted
My daughter left university 4 years ago and is been chased for an old utility bill of £500 from her letting agent. During her final year she paid the bills monthly at the requested amount of the letting agent never missing payment however at the end of the contract they sent a bill for the outstanding balance as they claimed they had used more than they had paid. At the time there 4 students sharing and to my knowledge were all asked for the same amount so 2k. As a result we asked for proof of underpayment which after a lot of emails the agent sent a copy of a bill with all the figures crossed out which I replied was not good enough proof. So. After 4 years they have decided to proceed and try and get payment and have applied to take the amount through her wages. They have paid £40 to do a search to find out where she works. Also they said they are applying through the court to get the money. Can someone give me any advice. My annoyance with this is they can do this to every student and how many just pay so I’m disputing it until we have proof which I am sure we have a right to ask. R. -
To me this looks like you are a typical welcome customer, you got an initial loan, got into difficulties, told/phoned welcome and as with many you found out years down the line a member of the welcome staff filled out a refinance form and fakes your sig. There are 100's of like stories here. If you did, then the ppi reclaim is far more complex and a fae greater sun, most def more than what you owe now. Cant hurt to send target an sar, specifically mention the two agreement numbers you have. do it by email and inc a ctax bill copy too for id. dX
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Not moved have you? could it poss be that its not hsbc that have done. It? have you any evidence is was? there certainly were times when by default the cra's themselves could show a defaulted date xxxx i n the debt summary, what the current situation is now im not present ly aware of. Dx
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By Digital_2012 · Posted
@FTMDave @brassneckedok thanks i am preparing all the stuff and will send the by 1st class post and obtain the proof of postage as well -
By PapayoohZoom · Posted
Hi dx Please see attached statement. You already have the rest of the statements. See the statement says £15 000 is MAV (Migrated Loan Advance) ...Its a long time ago but I don't remember asking for that amount of £15 000. I am missing statements that lead up to the £15 000. Shall I ask Ombudsman to request them or shall I go direct to Target Servicing Limited? You can see from the agreement that the amounts entered on the upside down forms and are hazy looking. Its my signature alright, taken from where? don't have a clue! They must have called me in to sign something. £7510 yes, I remember. Now where has this amount gone? Its probably joined to make up £15 000 The figures of £26043.60 and 67902 are confusing me now.. I don't see them anywhere in the agreement forms! When I uploaded the files, they showed up these amounts. Please help dx. convert-jpg-to-pdf.net_2022-06-27_16-20-41.pdf
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