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    • and something for aurora watchers to err watch out for   4 solar flares simultaneously erupt from the sun in rare 'super' explosion — and Earth could be hit by the fallout | Live Science WWW.LIVESCIENCE.COM In the early hours of Tuesday (April 23), quadruple solar flares near-simultaneously exploded from across the sun's surface, and there's...  
    • No......CPR 31.14 does not technically apply to Small Claims Track anyway Reply to defence and defence to counterclaim 15.8  If a claimant files a reply to the defence— (a)the claimant must— (i)file the reply with a directions questionnaire; and (ii)serve the reply on the other parties at the same time as it is filed; and (b)the reply should form one document with any defence to counterclaim, with the defence to counterclaim following the reply, unless the dates on which they are due to be filed differ from one another.
    • Hi. I have been away on holiday I got back today to a letter "Notice of Proposed Allocation to the Small Claims Track" It says I have to complete Small Claims Directions Questionnaire (Form N180) by 22nd April which I haven't done as I was away Suggestions, or is it too late? Thanks
    • So to clear up, you think you've paid this £1200 as part of the £4000, leaving a net overpayment of £2800 (which you don't want back?) Can you provide proof of payment (bank statements for the standing order) showing that you've paid this £4k over? Do you still have to pay for the child currently? In regards to your second query re: PiP it's only a press release right now, nothing has been confirmed. Just remember it's election year so there's no guarantee that the current or any future governments will follow through with it.  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

GD v RBOS ** SETTLED IN FULL **


shoekid
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Good Luck Shoekid

 

Let us know how you get on

Biffinplate

 

My Lass - Barclays Bank

MCOL 24/10/06 £2524.47 + 40p per day

Court date 5th March 07

Barclays offer to settle in full, Just waiting for my cheque

 

 

Me - Barclays Bank

MCOL 8/11/06 £2155.17 + 34p per day

Court date 4th April 07

Court bundles delivered 26/02/07

 

RBS - Sorted

Cap One - Sorted & default removed, just waiting for cheque

Barclaycard - S.A.R - (Subject Access Request) Sent

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  • 5 weeks later...

Letter received 8 Jan 2008

 

"Thank you for your letter dated....... I am sorry that we have not been able to respond to you and ask that you bear with us. We are currently investigating etc etc - Signed Sandy Wall"

 

Fax sent advising that proceedings will be lodged at court on Monday.

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Small point Shoekid.....Just because your charges exceed the small claims limit, no point in you losing out on the extra 200 odd quid. If you are making two claims - one for the charges one for the interest, just add the extra charges to your second claim. If you split your claim in two, lets say for example 2001-2003 and 2004-2006 (or however so that both claims are under £5k) you can get everything back.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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  • 3 weeks later...

My claim is as follows

 

Referral Fees = £2230, Interest @ 8% = £668.31, Total £2898.31

Unpaid / misuse fees = £2840, Interest @ 8 % =£757.93, Total £3597.93

 

Total £5070 + £1426.24 = £6496.25 + Court Costs

 

Shall I do the following

 

1. Split the claims as above to get allocated to Small claims

2. Just bang in one claim and go for fast track

 

If i split the claims can the defendant apply to join them as a single claim?

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Don't really know which would be more beneficial. Expect Hydra will be in with his two pence worth......

 

Small point re the 8%, you haven't added this to your prelim you sent have you?? This is only supposed to be added once you file a court claim (just checking ;)).

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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The obvious benefit of small claims is not being liable for anything should you not win the case which effectively shouldn't happen (providing you do everything properly) because the banks will have settled before then.

 

One other point, if you do end up splitting it, I wouldn't split it by type of fees - I would split it by a date period a this will be far easier for other's (ie the courts) to review. This is of course jmo, so you do what you want :D

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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  • 4 weeks later...
Offer to Settle in Full for £5130 received 21 Feb 2007.

 

Accepted.

Did you end up filing court papers? Is that why they settled??

Request for statements sent 1/2/07

 

Statements received 10/02/07

 

Prelim emailed and posted 15/02/07

Prelim email received 15/02/2007

Prelim letter signed for 16/02/2007

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