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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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London Congestion charge paid but for next day


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I was in London last month and after driving in central London I logged on to pay the congestion charge once in the hotel. I must have just crossed over into past midnight while doing it as they are saying I have paid for the Sunday and not the Saturday. I now have a bill for £80 even though I paid the charge of £15 albeit past midnight. But I thought it gave you option to pay within 24hrs or something? 

 

First time in years I have been to London and after I punched in my vehicle details it told me £15 was due. I can't recall seeing any pick dates option. 

 

Anyway since the car is a lease they have sent bill to them and I now have a bill for £105. Anything I can do? 

Edited by axil23
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  • axil23 changed the title to London Congestion charge paid but for next day

pers i would put in an appeal as you didnt get the PCN directly.

 

 

 

also explain too about it just rolled midnight, show proof of payment from the APP or bank statement.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I spoke with TFL and they simply dismissed it saying they did not get payment for that day so its due. 

 

Its a lease so the registered owner is the leasing company so I guess they have billed the right person and been paid for it too. The leasing company paid them with a few days and only just informed me. 

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hang on.

you mean the lease company has paid the PCN directly then decided to bill you and add another £15 on top for their 'admin' charge?

 

i dont believe they are legally allowed to do that, they were not the driver.

 

i think we've seen them charge £15 for forwarding on the PCN to the driver

but never one paying it to TfL directly.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yeah they paid them and then charged me £25 for their admin fees. 

 

I guess technically they are right but I genuinely thought I was paying for the same day. I wasn't even in London the next day as we flew away on holiday.

 

If I take it to appeals do I have anything to stand on?   

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you might find this useful

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thats fine. I have no issues with the penalty charge being issued to my lease company. They have actually been very cooperative and provided me with a letter that gives permission to discuss case directly with TFL. 

 

I would be very grateful if you can advise any route I can contest this ticket as I did actually pay it albeit after midnight. I can't recall selecting the date. 

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you did not receive the PCN 

thats a good enough reason to start a statutory declaration i believe.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

PS you need to read that WHOLE thread.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

15 hours ago, dx100uk said:

you did not receive the PCN 

thats a good enough reason to start a statutory declaration i believe.

 

That thread suggests that the owner of the vehicle is responsible for the fine. In my case the owner has paid the fine and billed me as per the contract I have signed with the lease company. I don't see what angle we can use to say that I did not get the PCN. 

 

Thank you so much for your help. Usually I would just pay the bill but I honestly don't feel this one is right as I paid it albeit a few minutes late. 

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First time we've we've seen a lease or rental company pay a demand themselves here.

 

We normal see and they should by law i believe, send it back naming the driver.

 

i believe they have done this to make extra money when they should not be doing so.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So I should get back to them and dispute it with the fact that I was responsible and they did not inform me so they need to cancel it and refund Lex Autolease? 

 

I know lex have got it in their contract that they will pay any parking fines etc and bill me for them. 

 

Can I dispute the fact that I left the country at 8am the next day and the car was parked up at LHR from 7am? The payment I made was for the previous day when I had driven in London? 

Edited by axil23
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As far as i am aware all penalty charge notices from councils and charge notices from TfL state that any car lease, hire or finance company must name the driver and return the paperwork from whence it came.

 

i would be questioning why lex did not do so as ordered on the paperwork.

 

DX 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

looks like it...how would TfL know............

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no they did wrong just blindly paid it.

there are no other threads in 16yrs here that says any hire/lease/finance companies have done that.

i sure they've done wrong and are now simply using you as a cash cow.

 

send them an sar. but thats 30days.

 

you seriously need to take control here not be controlled.

 

you didnt get the notices ...you should be able to file an SD via the forms IMHO.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Sorry to say it, but this sounds like a matter between you and the lease company.

 

Normally, the following happens. Provided that your lease meets the requirements to permit the transfer of liability, the lease company would appeal to TfL that they were not the 'owner' of the vehicle at the material time and that you were for these purposes. TfL would then cancel the pcn issued to the lease company and reissue this to you allowing you to appeal should you wish.

 

However, if the terms and conditions of the lease you agreed to specifically say that they will pay all parking and congestion charge penalty charges and they did that, TfL will consider the matter closed and you need to discuss the matter with the lease company.

 

Do NOT submit a SD because, in the circumstances you have described, you have no legal right to do so. Knowingly submitting a false SD is a criminal offence and you don't want more aggro!

Edited by spaceman61
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