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Old Mortgages Plc mortgage - can I still reclaim anything?


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Had a Mortgages Plc mortgage some years ago. Probably 2004-2009ish. There were a lot of charges on there I believe. I did SAR them years ago and sent a letter asking for fees back but they said no and that this was the end of it. 

 

Would I be able to try again as it seems many have reclaimed over the past few years successfully? 

 

Many thanks 

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If they have record of your old attempt they will refuse as they will know that you are outside of the 6mts time limit to then goto the FOS to enforce it. Then your only other option is court and they will counter that with the 6 or 3 yrs rules. Out of time.

 

Where have you seen recent success you mention??

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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cant hurt you to try.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I've seen mixed messages as to whether it's safe to go after current lending, but they sold the mortgage to my current lender, so presume this won't affect that. 

 

Do I start with a SAR

 

Assume I'm looking for arrears charges, any unagreed counsellor visits. Is there anything else? 

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