Jump to content


  • Tweets

  • Posts

    • OK, thanks, I won't wait for them. On a side note, some of the posts on here are a bit frustrating, I read through five pages or so of someone going through the court process rooting for them as I'm reading, then nothing, not heard of again. Left here wondering what the outcome was, lol!
    • Hello Caggers,   I've been trying for years to get an old EE account wiped off my credit file. It was opened in 2013 and almost immediately defaulted but was shown as "Payment Arrangement" ever since. I contacted EE by telephone in 2022 and was advised it had not been wiped because therte was still £69 owing, so I paid it and thought it would correct once the CRA's updated their reporting cycle.   However, it has still not been removed. I made a formal complaint on 27/03/2024 and have had contact with the executive team who advised that  "EE account 106985089 has now been deleted from the Credit File as it failed to close as it was reporting the payment arrangement set up despite, as advised this failing which should have resulted in a further default showing.  Please be advised the deletions we have completed take 24 hours to update if a paid service is used to view the Credit File. If the customer uses one of the free services to view the Credit File, the recordings update in 24 hours but the changes can take up to 30 days to be visible on a new copy of the Credit File. I have requested compensation and been advised by EE that another team are looking into this. That was almost 2 weeks ago and there has been no contact since, despite me chasing it. I do not want to go to court and would rather settle this amicably. However,I have been advised that I might have a claim for aggravated damages due to the length of time the incorrect reporting has been on my file and the fact that I told EE about this issue and paid the demanded outstanding amount of £69 almost 18 months ago. Should I just wait for EE to reply or should I start building my case against them? Is their statement admissible as evidence of their blame or do I need to dig a bit more? I made a DSAR which was initially rejected as having no data found yet. I trawled my e-mails from 2013 and found the account number and mobile number, so I'm now awaiting the result of my 2nd attempt at DSAR. I have very little in the way of proof of actual loss except a mortgage refusal e-mail from HBOS in 2015. I have also had high interest loans and credit over the last 10 years but again cannot directly attribute this to this one specific error. There were other items on my credit file that could also have contributed to a low credit score too and I'm not out to cash in on anything. I want to make sure I don't end up shooting myself in the foot for any obvious reason and would appreciate any help from anyone who has had similar experience with breaches of DPA.
    • Noted. Keep an eye on the other threads here including the update a few hours back by Rob Carr.
    • dont need statements. nor std info sheets. EVERTHING else  dx
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

EVRi Lost insured item of £200 - refused refund - Clainform issued - **SETTLED AT MEDIATION**


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 693 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Okay standard stuff.

They filed a defence at the last moment. You will receive in the post soon and then please post it up in PDF format

Link to post
Share on other sites

Here is the defence, I have until 21st March to fill out the forms I received in the post which I think I'll go down the mediation route. 

 

That being said and reading the mediation form and agreeing to be flexible ... I'm willing to be flexible in the fact I'm not taking Hermes to court and happy to settle for the money I am owed as well as the court fee and any compensation.

 

 

Doc_20220307_092013 (1).pdf

Edited by Whitey_AFC
Link to post
Share on other sites

The defence which you have posted runs to 5 pages but stops midsentence partway down page 5.

Link to post
Share on other sites

????

Link to post
Share on other sites

That's the same as on my paper Defence and Counterclaim copy ...

 

It stops at 'The Claimant opted to increase the level of compensation for the Parcel and therefore, pursuant to the terms'

 

Surely that in itself is either an error by MCOL or a failure on the defence ? 

Edited by Whitey_AFC
Link to post
Share on other sites

Well you a better phone the court and complain to them. I suppose you could try and contact Chloe Higgs who is their legal person and tell her about it as well.

I suppose the problem is that the defence was sent to you by Hermes and so part of it was damaged in transit – and no doubt it is on their prohibited items list and also was an insured

Link to post
Share on other sites

Yes, if you search the forum using "Chloe Higgs" as the search term, you may find several references. If you consult one of the defences which has been filed by Hermes then you may get better details as to where she is.
I don't have any more information to give you. But if you are able to contact her then I expect that she would be able to sort out a copy of the defence for you.

I expect that it is a complete the standard defence – but we may as well get a look at it anyway

  • Like 1
Link to post
Share on other sites

Rung the court and they advised they can't advise .... Told me try MCOL got transferred but 5pm cut off so unlikely going to get my call answered in time. 

 

I guess this will just be another nail in the coffin of what is already a ropey defence if I'm honest! 

 

I think if it went to court and a judge saw a half arsed \ incomplete defence he'd surely grin! 

Edited by Whitey_AFC
Link to post
Share on other sites

It depends who's fault it is.

The court's or Hermes'

 

Link to post
Share on other sites

Looks like Hermes have won this one! Upon ringing MCOL they advised my claim is only showing as me claiming £1.44 ....

 

I've logged it and it shows just £36.44 - £35 being the fee and £1.44 for the compensation !! 

 

So unlikely now I can do anything as she's advised to amend it will cost £108! 

 

 

God knows what's happened when I submitted as I would have put £200 somewhere within the MCOL claim and it just seems to have replaced that with JUST the compensation amount! 

 

I literally feel sick now being told that and knowing Hermes have got away with this one! 

 

Doc1.pdf

Link to post
Share on other sites

They haven't gotten away with it.

Please monitor is thread for a reply this afternoon

Link to post
Share on other sites

However, you can withdraw the claim and start a new one which might be a cheaper way to go

Link to post
Share on other sites

If the suggestion is that the OP withdraws this claim and submits a new one claiming the correct amount, is there an issue at all regarding the question of "damage" to the item - as opposed to it just being lost?

 

On 30/12/2021 at 19:04, Whitey_AFC said:

So I'll cut a long story short ....

 

I sent an item back mid/late November after around 7 days I checked the tracking and it hadn't moved.

 

Messaged the eBay buyer who confirmed it's not arrived.

 

The following week got onto Hermes, had to wait 48 hours for the depot be searched as may have fallen onto netting. 48 hours later got back to Hermes and filed a claims form.

 

About 20 days or so later after doing so they've come back to say that because the item was damaged on arrival and the item I sent was on the prohibited list they are refusing to pay out and will only refund the £11 postage/insurance that I took out.

 

The parcel was an aquarium LED light unit, it contains no glass parts, I packaged it extremely well and stuck multiple sticky labels on the parcel when I took it the parcel shop so all sides were covered but somehow it's 'lost' 

 

I've had a good route around this site and seen plenty of people who have sent letters to Hermes and followed up with taking them to MCOL with success and so am now thinking of perusing this one myself. 

 

Staff Account Marybeth Smith via E-mail01/12/2021 12.43 PM
 
Thanks for getting in touch with us about parcel number xxxxxxx
 
We're so sorry that despite an extensive investigation, we have not been able to locate your parcel.  We appreciate that this is not the outcome you were hoping for, however, we do offer cover to assist in this situation and we will happily support you through the process of making a claim.
 
During our claims process, if your parcel is located, we will endeavour to deliver this to your recipient as quickly as possible.
 
Should you wish to submit your claim, please complete the following online form:
 
 
We thank you for your time and patience on this matter and ask that you provide the required information within 14 days, so we can resolve this as quickly as possible for you. We aim to process all claims within 28 working days of receipt.
 
As a self-serve company, we do everything possible to encourage customers to check our lists of non-compensated and prohibited items and we try to make this easy and transparent so that customers understand from the outset what we can and can’t carry. Certain items such as liquids are on the prohibited list because they are more likely to become damaged than others and therefore require a specialist carrier.
 
Please note: should you choose to issue a refund before this claim is finalised then you must do so at your own risk. If the parcel is located it will be delivered to the intended recipient and the claim will be closed
 
Kind regards,
Marybeth2638
 
Hermes Customer Services
Staff Account Farhan Hussain via E-mail23/12/2021 08.44 AM

Thank you for submitting the required information for your claim. I’m sorry for any inconvenience caused by this situation so I would also like to thank you for your patience while we reviewed your claim.

I understand how frustrating it can be for both you and your recipient when a parcel isn’t delivered as expected. When issues arise, we will always seek to remedy the situation and we are happy to pay up to the level of cover selected by our customers, for included items.

Unfortunately, we are unable to proceed with your claim, since the items contained in your parcel are non-compensated items that cannot be claimed for. You can see our full list of non-compensated and prohibited items 
here.

As a self-serve company, we do everything possible to encourage customers to check our lists of non-compensated and prohibited items and we try to make this easy and transparent so that customers understand from the outset what we can and can’t carry.

Items made of or containing 
lighting are on the non-compensated list because they are more fragile than others and therefore are more susceptible to damage. Our Carry Guide states that lighting items can be sent through the Hermes network however, in the event of the parcel sustaining damage or getting lost, compensation will not be awarded.

However, as this parcel was damaged whilst in our care, I have processed a full postage refund for the amount of £
11.00 back to your original payment method. Please allow up to 5 working days for this to be received.

If you have any queries regarding another parcel in the future, please contact your Hermes Customer Service Team and we’ll be happy to help.
 
Kind regards,

 
Customer Service Advisor
Hermes Send Claims Department

 

What I find rather interesting is the Hermes booking site ... Which appears to stop senders from taking out insurance for certain items which are on the so called 'Prohibited List' however ... My item when booking didn't occur this, had it then I would have found an alternative method. 

 

Not only that but the response from Hermes Claims department made out the item had somehow been delivered but arrived damaged ? 

 

"However, as this parcel was damaged whilst in our care, I have processed a full postage refund for the amount of £11.00 back to your original payment method. Please allow up to 5 working days for this to be received."

 

I've never claimed or spoken of damage to the item, I was merely chasing the location of it and the fact it's been lost within Hermes network.

 

As I read the first communication from Marybeth Smith, dated 1st December, Hermes are saying they lost the parcel.

 

Yes - the second communication from Farhan Hussain dated 23rd December does say "However, as this parcel was damaged whilst in our care... ", but I don't think he's actually saying it has been damaged.  That just reads to me like either a typo in the text or a template response that hasn't been edited properly.  Other than that one email, is there anything else from Hermes confirming it was damaged as opposed to lost?

 

Maybe it makes no difference (I'm not sure that it does) but if the OP is going to make a new claim after withdrawing the first one, it would seem to me to be sensible to make sure that the claim is as accurate as possible.  All the OP really knows is that the parcel was not delivered and that he has two emails: the first confirming it was lost; the second suggesting that it may have been damaged.

 

I'd have wanted confirmation from Hermes as to whether (a) it had been lost or (b) it had been damaged or (c) they didn't know.  Of course it's possible the OP has sought such confirmation but nothing more has been forthcoming from Hermes.

 

Just one other point - the truncated defence from Hermes in #52 and the extract from the Particulars of Claim in #61 both seem to refer to a contract claim only.  Doesn't this claim go beyond the contract?  Whether lost or damaged isn't negligence an alternative?

 

Link to post
Share on other sites

I'm sorry but the particulars of claim you have put up is unreadable.

I think we are at least entitled to have documents put up in a decent readable format – please would you upload the document in PDF format – single file multi page.

Link to post
Share on other sites

Parc.pdf

 

So I only noticed this or was made aware of the error when I called up to ask about the missing defence on page 5 .... Apparently because Hermes did this online that is why it's missing, apparently it only gives you so many lines \ characters for a defence input and so they'll have be stopped from typing it out in full.

 

I cannot for the life of my understand how on earth I've made the error on the the claim though, the women advised me I'm literally claiming £1.44 and the £35.00 fee. Although my particulars do state the £200 ... I'm guessing IF i now accept mediation the mediator will just look to get me back the £1.44 and £35.00 fee the £200 for the actual item would not be something I can pursue due to my error. 

 

They also advised any amendments to this now would cost me £108.00! obviously that's over half of the item value so I can't justify paying that. I did ask can I not cancel this one off and resubmit but now I'm thinking is there a deadline in which these cases need to be submitted AND can I legally cancel it off and resubmit when it's already at a defence stage ...... 

 

I honestly feel gutted rite now and feel like Hermes have now won already due to a very stupid error on my part :(

Link to post
Share on other sites

Well clearly you have inserted the interest figure of £1.44 instead of the full claim figure.

I'm sure you appreciate that it's a very careless mistake.

However, as you have paid the fee, you may as well take it to mediation and then explained that it is an error and very clearly it is an error because if they read through the claim it is apparent to any rational person.

Also you can point out that they have not drawn the attention to it in the defence and that if they won't meet your demands are mediation then you will simply go to court and you will ask the court to exercise its jurisdiction to amend the sum claimed because regardless of the figure that is being sought, the substantive issues are exactly the same.

I suggest that you start taking more care in the future

And incidentally, it shows how stupid Hermes are because it would have been easy for them simply to settle the claim as stated including your costs and they would have brought an end to it all and they would have had a good laugh

Link to post
Share on other sites

😔

 

My worry is that IF I do go ahead with that now the mediator will likely see I'm only claiming £1.44 despite the particulars of claim stating otherwise and like you say the defence not mentioning it. 

 

So if I was to say 'I'm not willing to budge and wish for the full amount to be paid' This will be agreed and I'll get just the £36.44

 

OR do I cancel this one off - Restart the process from scratch and pay £35 for the correct claim to be submitted. 

 

I agree it's an error on my behalf! But I honestly would have thought that someone may have brought it to my attention at MCOL's end when they were clearly processing it all etc. 

Edited by Whitey_AFC
Link to post
Share on other sites

Don't worry – we have had worse than this happened – but not much.

Link to post
Share on other sites

And how did those work out ? I mean if I was to get a fair mediator on the day then likely the chances are the full amount would be sought. However although they are independent and this whole process being new to me I'm not sure. 

 

I honestly feel sick to the stomach now knowing I got this far and now it's on a knife edge! Had Hermes not been so bitter in the first place and accepted the loss of my parcel instead of trying to worm out of it then I wouldn't have ever needed to go down this route in the first place! 

Edited by dx100uk
unnecessary previous post quote removed
Link to post
Share on other sites

By referring to "a fair mediator", you are showing that you don't understand mediation at all.
The mediator is not a judge or decision-maker.
The mediator somebody who carries messages between you.

You clearly haven't done your reading because there are some excellent summaries of the mediation process involving Hermes on the sub- forum.

 

Link to post
Share on other sites

5 minutes ago, BankFodder said:

By referring to "a fair mediator", you are showing that you don't understand mediation at all.
The mediator is not a judge or decision-maker.
The mediator somebody who carries messages between you.

You clearly haven't done your reading because there are some excellent summaries of the mediation process involving Hermes on the sub- forum.

 

 

You say this however upon reading the mediation cases most of which I read were Hermes related ... It seems a lot come across trying to knock you down and take the side of the courier, advising that you aren't entitled to the full amount and that you should settle for a lesser amount. 

Link to post
Share on other sites

Yes, some of them do – and if you keep on reading your find that some of them don't.

However, although they may be trying to apply pressure – they are not entitled to make any decisions or to make any judgement. And it's up to you to withstand pressure and to stand your ground.

If you read the stories then you will see that this has been repeated many times.

Link to post
Share on other sites

Am I within my rights to cancel this via MCOL and resubmit ?

 

I mean this is going back now to November 22nd, obviously it will cost me another £35.00 to do so.

 

But upon reading the defence particulars it does mention ' The claimant stated on the 'order form' that the value of the parcel was £200. The claimant seeks to recover £1.44 plus court fees of £35.00. The total claimed is £36.44. 

 

So surely Hermes on the day can just say ok we're settle it today in full and only required to pay £36.44. 

 

Is there any law stopping it from being resubmitted ? I mean surely the amendment charge of £108.00 is there for a reason. 

Link to post
Share on other sites

I would advise you to stay with it. If they offer a settlement of that figure then you simply refuse it .

It's clear that there was an error and it was simply a silly mistake.

They have not referred to in their defence as far as we can tell. So it's too late now to raise the issue. That is what you can say

 

 

  • Like 1
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...