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zippo man
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hey, well i stumbled accross this place the other day and well hell, i wish i had found it before as i too have amassed a small fortune or rather the bank has by my charges :rolleyes: ..

 

and so i have read and read and re-read as much as possible and am about ready to send the SAR .. just a quick question i dont have a cheque book as thats how i got alot of my charges in the first place and so is it ok to get someone else to write the cheque ? also do i just make it out to the bank ?

 

 

on another note i have never seen such a helpfull bunch of people on a donation only forum ... im sure you all have heard it all before but hats off to you for taking the time to pass all this valuable information on to the rest of us , and yes you can be sure if all this goes well i will be more than happy to add to the donations :)

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Hi and welcome to the forum, if you get somebody else to write the cheque I would make sure that you put your name and address on the reverse of the cheque and also your account number. It needs to be payable to the bank in question.

  • Haha 1

REFUNDED

Hubbys - HSBC £4,165 paid 18/8 after MCOL issued :)

HSBC - £651 paid 18/8 after MCOL issued :)

HSBC - £147 Prel 7/8, LBA 21/8, MCOL 6/9 £241

Hubby Halifax - Prel 29/7 £215, LBA 21/8, Offer rec. £110 22/8, MCOL 6/9 £298

Abbey - £2758 - Prel 26/6, LBA 10/7 - MCOL 26/7 £3,391, offer 25/8 £1,755.94, paid £3567.32 after Case manag hearing

Barclays - £675 Prel7/8, LBA 21/8, offer received £300 MCOL 6/9 £998 - Paid £1,012 before going to Court

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Hi Zippo Man

 

You can put a postal order in made out to the bank. If you make a call to the bank they may send them to you for free. Worth a try.

 

Before you start please have a thorough read of the FAQs (there’s a Step by Step guide here too). You should print both of these out to refer to, so as to avoid having to ask basic questions later.

 

Then look at other threads in your bank’s forum, so as you know what you can expect to happen. You can claim back your charges, and a few are trying for the payback of Early Redemption Charges on loans and Mortgages.

You need to spend 2 or 3 days gradually getting your head round everything. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily.

 

There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time.

 

This is a self-help forum and you must be prepared to put in time and effort. It is your claim, your money and you cannot expect others to do all the work for you.

 

When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help.

 

All the info to get you started is here:

http://www.consumeractiongroup.co.uk...se-read-these/

There are more links below to assist you get around the site.

 

Good luck

Ukaviator

 

 

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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