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    • Sorry I didn’t think to come and update this.    So the outcome was that he went to court. Apparently the judge told the landlord off for not sending a letter before action but did nothing about it. He didn’t accept all the damages the landlord claimed, and told him off for accusing my friend of deliberately and maliciously damaging anything, and he awarded him small amounts of the damages he claimed for. The landlord had also made an awful lot of things up that never existed and accused my friend of stealing them, and the judge didn’t accept any of those claims.   However, I’m back asking advice now. So he made an offer of payment via the court forms, sometime before Christmas and straight after the hearing. The landlord didn’t reply so the court accepted the payments.  My friend has been paying the £10 a month each month. Then a couple of days ago he had received a letter from court with a hearing date in a couple of weeks, and a very irate letter from the landlord saying that my friend has consistently lied and that nothing he says should be believed, and that he wants the bailiffs to be called on him and that he absolutely refuses the payment plan. The letter is marked as received by the courts in December and this is the first that’s been sent since then. My friend and his wife are now panicked, what does this mean? And can they now get bailiffs sent round? He earns an ok wage, which somehow the landlord has referred to in his letter, but he equally has a lot of expenditure and can’t afford to pay any more. What will happen at this hearing and can they send out the bailiffs just because the landlord wants them to?    I have no clue what to advise him, can you help at all please?
    • Thanks Bank – I took your cynicism / experience on board and responded thus: Thank you for your response Mr Schnur  I set out my position quite clearly in my letter of claim and nothing has changed. Your insurance requirement is unlawful and is contrary to section 57 of the Consumer Rights Act, and also section 72 of the same statute. I would also refer you to the outcomes in PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729).  My deadline for action - 1 May 2024 - still stands.
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    • That's fine. My taste is for something rather more brusque and that he won't forget – but it's your letter
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    • We have finally managed to obtain the transcript of this case.

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Directions Hearing Leeds


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Hello everyone

 

I got my hearing papers for this on the 5th Feb. I'm really not sure what to do now. Rang the court and they said I had to fill in a Case Management Information Sheet - they are only in pdf format, so although I've saved it, it won't let me type anything into it. Just about to start typing it out from scratch tonight, so I can log it via email in the morning.

 

Any advice would be great. The Court said all these cases had been listed together as they were similar, in that they were all claiming monies from the banks.

 

Stevie

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Stevie,

 

Re CMI sheet:

Either look at previous messages on this thread - there is a standard CMI template that you can lift with answers already in,

or

save in pdf on your pc, then open the saved file and you should be able to save as 'text (Notepad)' document, then go into Microsoft Word and open the 'all files' Notepad and save it as a word document, then you are free to do amend the text as you wish with the document in 'Word'.

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dixie, the six years runs from the time you make you first claim ie prelim letter to bank.

Mine included about three charges form a year earlier.

 

Jenny best of luck if you go to court. ha ha "legal binding document"!! Yeah Tony that works both ways, matey. "SHOW ME THE MONEY" I think is the expression?

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i'm watching this thread with interest, seems the outcome may have an impact on the decision of my case.. knowing my bank though they'll stick with their tried and tested formula; settle out of court on the 11th hour..

:cool: Barclays claim for £1,460

 

10/06/06 - S.A.R - (Subject Access Request) sent.

21/06/06 - Statements received.

05/10/06 - Prelim letter sent.

19/10/06 - LBA sent.

02/11/06 - Offer received for £700.

12/11/06 - Rejection letter sent.

23/11/06 - MCOL submitted (£1,890.27 with 8% interest).

24/11/06 - Charges schedule sent to bank & court.

28/12/06 - Barclays file defence/AQ received from court.

14/01/07 - AQ & charges schedule sent to court.

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Hi, Received my cheque this morning.....talk about last minute. I've faxed the court the continuance letter. GOOD LUCK for those still attending, show them what your made of.

 

Jenny

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Hi, Received my cheque this morning.....talk about last minute. I've faxed the court the continuance letter. GOOD LUCK for those still attending, show them what your made of.

 

Jenny

our postman hasn't been!

 

oh well, I'm setting off to court now!

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Is anyone actually going to this hearing or has everyone settled? Probably too late for an answer now as they will be on the way. I wish I lived nearer to Leeds at this moment so I could go and listen in the public gallery.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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there were 5 of us from a list of 99 people, all others were settled

 

NatWest didn't show, neither did Abbey National so the guy who's claiming from Abbey has to go back next week (nice to meet you if you're on this forum by the way), someone against Lloyds who settled during the hearing, 2 others were claiming 27.5% interest against Barclays, didn't see how that ended but think they'll just get their charges plus 8% (they had some good offers made to them too which they declined)

 

in my case, the Barclays lawyer spoke to me and said he'd help me, he contacted Cobbets (who were acting on behalf of NatWest), they said they didn't know about the hearing but will bring me a cheque, someone from their Leeds office turned up at 1PM with my cheque (the other 2 Vs Barclays were still in court so don't know how that ended)

 

I thought the 2 lawyers there were very friendly, made brilliant offers to the people there, the Judge was a good bloke too, didn't know what to expect, but glad I went!

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...so I could go and listen in the public gallery.
you must be joking!

 

even though it's classed as the High Court, it was a small room (with enough seats for about 30 people - so they wouldn't have had a chance if all 99 turned up and all lawyers!), although you could've sat in on it as one person did just to see how it went, there was literally us 5, 2 lawyers, 1 watching, 3 women from the courts & the judge

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Well done mmace, I'm glad its settled, we'll have to keep our fingers crossed for the Barclays lot.

 

Jenny

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Hiya

 

Glad you got a good outcome today. I only found on Tuesday about the hearing and therefore wasn't able to take time off work. My case is with Barclays. I spoke to the Court and they were very good about it and said I should submit a letter to say why I couldn't attend and that I would probably hear in about 10 days or so as to the outcome, etc.

 

Can't believe Barclays actually sent a lawyer up - I should have rung in sick or something, but want to a clean sheet at my job

 

Did you get the name of the Barclays lawyer? I've had no formal offer of settlement from Barclays, so just wondering what I should do next - can't really send another letter demanding payment, when I don't know what happened in Court today.

 

Thanks so much for the update though - really appreciated.

 

Stevie

x;)

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Hiya

 

Glad you got a good outcome today. I only found on Tuesday about the hearing and therefore wasn't able to take time off work. My case is with Barclays. I spoke to the Court and they were very good about it and said I should submit a letter to say why I couldn't attend and that I would probably hear in about 10 days or so as to the outcome, etc.

 

Can't believe Barclays actually sent a lawyer up - I should have rung in sick or something, but want to a clean sheet at my job

 

Did you get the name of the Barclays lawyer? I've had no formal offer of settlement from Barclays, so just wondering what I should do next - can't really send another letter demanding payment, when I don't know what happened in Court today.

 

Thanks so much for the update though - really appreciated.

 

Stevie

x;)

are you the female steve?

if so, your name was brought up a few times as well as your letter being read out by the Judge about you not being able to get time off work at such short notice (which everyone was fine about by the way!)

 

your case will be next Wednesday at 10AM, BUT, the lawyer won't be there as he said he will have settled it with you before then, expect a cheque or phone call in the next day or so!

 

if it does go to court, the lawyer just said he would phone or fax the settlement rather than turning up

 

apparently, all the banks usually send lawyers, even if it's to settle with people before they go in, the Barclays lawyer said he was really surprised no one was there to represent NatWest as they haven't missed one yet!

 

the Barclays lawyer is from London and has been travelling the country for these cases (so he said), and didn't even have anything about your details as nothing was said to him before he left from London yesterday

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the lawyer was called Steven (or Stephen) Parsxxxx

could be parson, parsley, parstie

 

I have a message from him on my mobile making sure I have my cheque OK (no number though!) but can't make out his name!

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So apart from lots of last minute settlements, nothing much else happened I take it. No banks ordered into court to explain themselves.

 

It was to be expected really.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Glad to hear that about 95% seem to have got THeir money back BUT what a FECKING farce and charade the whole thing has been?

Why oh why do the banks procrastinate and delay for SOOOO long?

They know we ain't gonna give up and they are going to pay up.

 

It just costs them more and more the longer they delay.

I am sure if this matter of unnecesary costs to shareholders were raised at shareholders meetings, something would be said and done?

mamace, congrats. Did the judge have anything to say about the conduct of the banks? Or are we naive and this is actually the norm in legal battles?

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the lawyer was called Steven (or Stephen) Parsxxxx

could be parson, parsley, parstie

 

I have a message from him on my mobile making sure I have my cheque OK (no number though!) but can't make out his name!

 

Probably People & Offices Colin Passmore | Simmons & Simmons - Law firm website

 

... and he didn't seem too happy by all accounts

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