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    • Hitler showing off  Won't here a thing Dx
    • Yes it was all car parks if you look at the PDF you can see where I went in. IMG_0230.pdf
    • little hitler. can't do anything. no entry sign was probably in a carpark did you get his name. reg. badge.  number? dx
    • Hello today I mistakenly went through a no entry sign on Silverlink Retail Park by Pizza Hut/Five Guys, there was no near miss and no other vehicles were affected. Unlucky for me I was spoken to by an off duty police officer who showed me his ID, he said he was going to report me for it and was a bit shirty! I said to him it’s private land and I didn’t realise. He didn’t take my name and he didnt ask for it, he was with his wife and young child at the time. IMG_0228.pdfHe took photos of my car and tried to take a picture of me, I covered my face. I took a picture of the sign as you enter the estate and it clearly says the roads within the retail park are not part of the public highway. Anyone think anything will come of it?   IMG_0228.pdf
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lowell PAPLOC now Claimform - old E-ON £3K+ bill ***Claim Dismissed***


autumn53

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Early days yet so don't count your chickens ooops sorry, the claimant has 33 days to decide/ respond to the defence whether they wish to proceed I suspect they are busy chasing chickens ...ooops :becky:

 

Andy

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Hi again,

Please don't be mad at me but I have just been shown by the same friend of family that I overlooked and also missed to share with you a very important document from my husband's SAR.

I was still new to this and I did not pay close attention to the bunch of papers I had received. Nevertheless, I have edited and prepared a PDF of this for your kind attention now. It is the Event History Eon had sent. Apologies.

Kindly also note that they pencilled a document looking at Eon's event history that I share here. My apologies again about failing to share my husbands Event History here in the past when it came through post back in March 22.

 

EVENT HISTORY Husband.pdf Synopsis.pdf

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well you dont let lowell see those nor hope they send/use those in their witness statement....keep the SAR contents to yourself!!

as they are quite damning as to defendant mentions his supply meter not being on their property.....

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi dx,

 

We have received the attached two letters from Overdales roughly asking me to fill a reply form and another containing a Direction Questionnaire. Please note I have omitted some pages from the Reply form to stick to the forum's file size requirement.

(I am also attaching an old letter (FYI) from Overdales that shows the reference number they have started using instead of A/c numbers in the next post due to file size issue.)

 

Many thanks 

Direction Questionnaire.pdf Reply Form.pdf

.... cont. FYI

FYI.pdf

Edited by autumn53
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On 11/06/2023 at 15:44, autumn53 said:

Done 

Thank you very much and may god bless you. I am truly grateful.

they only had 33 days its now august 17th...:pound:

check mcol status i bet your defence is the last entry?

nothing about dq n180's being sent out?

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You should be well aware Lowell's always do this to harass & intimate.

Who's only just sent it out? Not the court and theirs is dated..go look and realise the above

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes lots of posts on this forum where they are trying to extort somehow or the other. Non stop menace. Threatening people with CCJs and they often buy debts without any supporting paperwork. I found some on Googling as well. Thanks dx 

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  • 4 weeks later...

Your defence was received on 12/06/2023 at 01:06:09

the claim is well stayed now

it will cost them upto £275 to lift the stay via an n244. of which the court will inform you

dx

 

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Dear DX

Today we received the attached Notice of Proposed Allocation  from the court together with the Direction Questionnaire.

I am also attaching screenshots of what it says on my MCOL.

Please could you advise me about my next move.

Many thanks

Status Summary on MCOL.pdf Notice of Proposed Allocation.pdf

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well as you have been reading up you should know what to do with an n180...

but i find it very strange your defence was acked early june by the court and its only now moved to directions questionnaire , thats almost 4mts

 

dx

 

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks very much Dx, I will now :

 

1. Fill the form the court sent as follows

Quote

 

Mediation = No

Small Claims = Yes

Track this case = Yes

With Hearing = Factual disputes

Court = Northampton County Court

Expert Evidence = No

One Witness = Me

 

2. Send it via 1st class post with free proof of posting.

CC to Overdales sent same as above (without my ph & email add)

I have attached a filled form here.

Regards

 

 

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claim number showing

as a matter of enquiry why did you say no to mediation?

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Dx

I will say YES to mediation

I think I confused myself with a post I read here.

Sorry, I missed the claim number.

I think there may have been backlog at the court which perhaps explains the delay.

Other than saying YES to mediation

is the following wording for 'With Hearing' looking ok to you?

Kindly note that there are
factual disputes which will need the
honourable judge to hear from me directly
as I have never lived at the address the electricity bill belongs to.

Many thanks

 

 

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i would not be putting anything like your suggestion, no judge looks or knows anything until the day of the actual court hearing IF it ever gets that far. so dont play your cards early.

............

dont use email. use 1st class stamp get free proof of posting from any po counter, it does not hurt if its a day or 2 late you are a LiP (litigant in person - joe public against the system- you get certain leeway)


https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track-correct-at-sept-2016/#comment-5088148

3 copies

yes to mediation (unless you filed our Statute Barred Defence OR this is a claim for a Private Parking Ticket)

1 wit you

Suitability for determination without a hearing? no (read all the posts in N180 link above for the reason)

the rest is obv

1 to the court

1 to sols (omit phone/sig/email)

1 for your file

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi DX

I have a few questions please if you have a min

Quote

as a matter of enquiry why did you say no to mediation?

1. Should I go for mediation? I have read about Mediation here and am a bit worried whether Overdales will at all agree to my viewpoint of not owing E-On anything. 

Quote

i would not be putting anything like your suggestion, no judge looks or knows anything until the day of the actual court hearing IF it ever gets that far. so dont play your cards early.

2.  What should I fill in the 'With Hearing' part where the court wants to know my Reason why I want a hearing. The Defence I filed back in June (extract from defence below) had such information and the Court already knows this, so do Overdales I guess.

(1. The Defendant contends that the particulars of claim are vague and generic in nature for an alleged assigned disputed debt. The Defendant accordingly sets out its case below and relies on CPR 16.5 (3) in relation to any particular allegation to which a specific response has not been made.

2. Paragraph 1 is denied as the final bill refers to and addressed to a property situated next door which was owned by the previous owner of our property to which we have never owned. 

7. Notwithstanding the above the final bill dated 1st Dec 2021 includes a period of over 12 mths pursuant to Ofgem Back Billing )

Many thanks

 

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46 minutes ago, autumn53 said:

Should I go for mediation

you always go for mediation, you do have to go thru with it and you are not admitting anything by doing so.

47 minutes ago, autumn53 said:

What should I fill in the 'With Hearing'

read all the post in the n180 link i sent you.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

At this point after reading through the post you shared, I am unsure which option is best for me

 

1. Court Hearing : I will be able to clarify in front of the Judge that the bill is for an address I do not reside in and the claim breaches Back Billing rule.

 

2. No Court Hearing : The Judge may be able to come to the above conclusion having read my defence that I submitted earlier.

Regards

 

Hence I am not entirely sure which is the best option for me. In either case, I have to assume that there is an equal probability of the Judgement going for or against me.

 

Does either option tip the balance in my favour?

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7 minutes ago, autumn53 said:

Does either option tip the balance in my favour?

Yes, with a hearing

  • I agree 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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post 3 in the link i sent 

 

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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