ballin vs Barclays

[ballin]

Bit confused now, MCOL says the claim was issued on the 25/01/2007 but today there is nothing new on their site, still appears to be waiting for barclays to respond. is it 14 working days? or will i get something through the post before MCOL is updated?

[dickeggsy]

hello mate.

MCOL give 5 days for the claim to be served , then 14 days for them to acknowledge , then 14 days for them to defend giving them 33 days in total. so from the 30th they have 14 days to acknowledge which takes it to (i'll just consult me diary) tuesday 13th.

hope that's clear.

[Welshman]

It's not working days. It includes weekends and public holidays.

[ballin]

Thanks a lot both, once again mind at rest

[ballin]

well the old predictable's have acknowledged at the 11th hour!

 

 

 

Do i still sit tight, what's next?

I assume I send an updated schedule of charges (with fee's added now?) to Barclays and MCOL, but only when I recieve the notice of acknowledgement through the post?

[ballin]

bttt!

[ballin]

I have another question which I'm sure I should know :o

 

When I send a new schedule of charges to Barclays/MCOL I add the court fees on there correct?

But also because the timescale has increased so has the interest. Can I claim for that or can I only claim up to the day I submitted the claim to MCOL? Because I've just looked and with interest I have an extra £200 owed to me now, but obviously my case is claiming for a lesser amount on the paper work, can i update it?

 

And if so, then surely its best to drag it out as long as possible?

[Falcom]

Hi

 

There is no need to add the court fees on to the schedule you just add these at the end when you reach settlement. With regard to interest you can claim interest up to the date of settlement so you send an updated schedule of charges which shows the current date. Everytime you send in a schedule always send the latest schedule and that will show that the interest is increasing. What you cant do is add any new charges to the schedule once you have filed MCOL unless you amend the claim for which there is a fee. If you do incur any other charges you are better to wait until the current claim is settled and then start again!!!

 

Peter

[ballin]

Got it, thanks Falcom!

 

And then I assume at settlement I then send the most up-to-date schedule of charges + fee's in a final letter to Barclays?

 

Thanks for the help, and am I correct in doing what I mentioned in RED above?

[Falcom]

Hi - Yes send latest schedule to both Barclays and MCOL once Barclays acknowledge claim on MCOL. Yes you just add the MCOL & AQ Charges (the latter you have not yet incurred) when you reach final settlement so the settlement will be Bank Charges + Interest (as of the date of settlement) + MCOL fee + AQ fee.

 

Peter

[ballin]

Peter you're a star, thank you!

 

Letter's to Barclays and MCOL gone today

[ballin]

well today is Barclays deadline for a reply, I expect it to come once again at the 11th hour?

 

from my last post I have sent a SOC to Barclays and MCOL, am I right to still sit tight?

 

once barclays reply then I should get the AQ correct?

[ballin]

nothing has changed on MCOL.

 

I started the claim on

25/01/2007

Barclays acknowledged 14 days later

13/02/2007

14 days later

27/02/07

nothing on MCOL

today : still nothing

 

can i start judgement?

[ballin]

Too slow, has now been changed on MCOL to "Defence"!

 

Now what happens? I receive the AQ?

[ballin]

AQ arrived today, and they automatically transferred it to my local court which was nice;)

[ballin]

Completed the AQ using the new way of thinking, and will now prepare the neccessary documents!

Hopefully be all done in a month or so!

[ballin]

not heard anything yet! how long can it take?

[ballin]

just a quick update!

 

we are still waiting to hear from the Court, have rung and confirmed we haven't missed anything in the post, seems to be taking an abnormally long time though!? Still, at least we are earning interest daily on the delay:D

[ballin]

Amazingly still waiting to hear from the courts!! Getting ridiculous now, every time we call its still with the Judge apparantly, very busy etc etc blah blah!

[ballin]

Finally heard from the Court now, they have requested a list of the charges I am claiming for, listed as:

Charge number (ie 1-whatever)

Date of charge

Amount of charge

 

 

I had included the spreadsheet from this site but presumably they need it in simpler terms. My question is should I list all the charges, with the interest as the last charge with todays date?

Obviously the interest is going to be huge as its on every charge, plus of course the daily interest I am charging.

I dont want to get this bit wrong as its taken so long to get here!

 

Thanks

[dar£n]

Another copy of your SOC's will be okay [to both parties]

 

The spreadsheet shows the description of claim [paid referral etc]

The amount

the date of charge

days since

and interest.

 

the spreadsheet will auto update when you open it

[ballin]

Hi Darren,

 

Thanks for the prompt reply. I did send that originally, the letter seemed to suggest they wanted a simpler SOC? Perhaps it is just a generic letter they send out, will go with what you suggest and copy to both parties

[ballin]

Another quick question, I dont need to add the MCOL and AQ fee yet do I? That is done at settlement?

[dar£n]

Yes, if the amount is settled out of court then dont forget to add these amounts on.

 

I added it to the bottom of my SOC's

[ballin]

I think I will add it also, I dont really want to get Barclays offering a full settlement only to have to go back and say you forgot this bit!

 

Cheers