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    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
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Kopella v HSBC ***SETTLED IN FULL***


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My court claim ends on 19th December - apart from a letter stating their intent to defend the claim, I too have heard nothing, I note that some people have had partial payment offers.

 

Is there any rhyme or reason to this?

 

Whats the next step if I've still heard nothing on 19th?

 

Cheers

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My court claim ends on 19th December - apart from a letter stating their intent to defend the claim, I too have heard nothing, I note that some people have had partial payment offers.

 

Is there any rhyme or reason to this?

 

Whats the next step if I've still heard nothing on 19th?

 

Cheers

 

I didn't actually receive the offer until the weekend before the deadline, even though it was dated the 7th so you may still receive something yet. I think other people have not received any offer & the bank have just entered a defence, i'm not sure that there is any pattern to it at the moment, they're just dragging things out as long as possible it seems

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good afternoon emma,

forget that defense business for the time being. i don't think you will have to bother with it at all. buy to keep your mind busy - i'll tell you, in a couple of days you'll get court notification of a change to your local court, their defense and your a.q. the only thing you need to look at right now is that aq deadline - you can use it to your advantage when speaking to dg. just give them a day or two to digest the fax you sent - i think you'll be getting a full offer by sat. post, give or take a day. just sit tight. for something to do - so you don't bite your fingers off - go back to the step by steps and read steps 7 on......, then read about how to fill in the aq (i'm saying read about it - don't bother with it yet), and read success stories - stop reading about every other jittery person's claims. have we steered you wrong yet

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Thank you lateralus, You do make me feel calmer you know :). The AQ was posted at my mums this morning, which means the defense must have been entered yesterday at some point, I had checked earlier on but they may have done it later on. I feel better now than I did yesterday though, maybe the huge chinese "all you can eat" buffet I just ate has helped:p

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well yeah kind of, it's the nearby court to my home address, i'm away at uni at the moment but is only a 45 min drive so it's cool, plus i'm back home for xmas as from friday so it'll be just down the road :)

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I feel better now than I did yesterday though, maybe the huge chinese "all you can eat" buffet I just ate has helped:p

 

ooooooooooooooooooooooooooooo I'm sooooooooooo jealous.....but I just managed to find a jar of Black bean sauce in the cupboards so thats our tea....all you can eat is a challenge I don't like to leave!

 

Babs x

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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Well the name on the letter was Rachel Tomlinson whose phoneline is on constant voicemail & I believe is Deborah D'Aubney's secretary?? Who is also on holiday, I did try Alan Burden aswell but got voicemail.

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ooooooooooooooooooooooooooooo I'm sooooooooooo jealous.....but I just managed to find a jar of Black bean sauce in the cupboards so thats our tea....all you can eat is a challenge I don't like to leave!

 

Babs x

 

lol, sounds familiar... we were there for quite some time, I think I managed 3 main plates & 2 deserts, wasn't my best effort but I felt I got my money's worth :-D

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i'm thinking e-mail: going by the other info we have it would be: [email protected]

depending on your schedule tomorrow(you may have classes or whatever): email her and say: dear rachael,

i have been trying to reach you by phone but find it constantly on voice mail. i want to make you aware of the fact that i have received an offer from your office which is just short of acceptable. were the court fee (£120) added to the offer (£1701.63), i would the total of £1814,63 right now. let's make this go away - we are so close in numbers, i'm sure you will see the value of reaching an agreement before the allocation questionaire becomes due. i can be reached immediately on 07xxxxxxxxxx,

or xxxxx

or by e-mail

give her as many options as possible

then give her a time frame - like between 10a.m. and 3 pm tomorrow (today) give the day and date.

please get in touch so that we might resolve this today.

 

 

what do you think?

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l wasn't my best effort but I felt I got my money's worth :-D

 

As long as you got your money's worth....thats the main thing...I don't understand these people who go t o one of these and just have 2 plates!

LOL

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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Ohhh please... i can't stand the stress any more!!! i need to know what's happening. If she's anything like me (i'm a finance officer lol) she will be out of the country worrying about all the peeps who's claims are on her desk - with a huge dose of prozac and bottles of vodka!:eek: My fingers are so crossed for you i'm arthritic now so please keep the threads going AND FAST lol

Netty

If i've been helpful in any way....then tip my scales over there!

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lol, I hope not, poor woman :).

 

Right, I have had another letter from DG, stating that I have already received £113 partial refund from hsbc which i have attempted to include in my claim. This is not true as far as I am aware, I included details of the refunded charges at the end of my spreadsheet and deducted them from the total before this claim took place, these totalled £95 & are the only charges I can find on my statements.

 

I have tried calling but "yet again" I can only get voicemail. I know you suggested e-mailing Lateralus & I think I will try that instead.

 

Can someone please give me an opinion on this letter i'm about to send. Just want a 2nd opinion before I fax it.

I wish to accept your offer of £1701.63 as an instalment towards the full amount owing,

The total claim amount to date is £1827.38, only when a settlement inclusive of these costs is paid in full will I cease my court action against HSBC. Please find below a summary of the claim:

 

Total Charges £1448.50

Minus Refunded Charges £95.00

Total Charges Claimed £1353.50

8% interest added to claim to date £353.88

Court Costs £120.00

 

Total Claim to date £1827.38

 

You state in your letter that a sum of £113 “partial refund” of charges that I have received is included in my claim. The only refunded charges of which I am aware have been included in my spreadsheet and were deducted from the claim total at the very beginning of this process. I have highlighted this above and also attached a copy of the breakdown of charges for your perusal.

 

If there has been an additional refund of charges total £113 paid to me at some point of which I am unaware, please forward the details of this refund to me so that I may cross check it with my bank statement records. I have rechecked my paperwork and I am unable to find this “partial refund”, I would be very interested to see when this was paid.

 

If you can demonstrate that £113 has been included in my claim total in error, I will then revise my position. Unless this can be done then as before, I require a full settlement of £1827.38 to cease court action.

 

Please note that I am now in receipt of an allocation questionnaire which when submitted requires a payment of £100 to my local court. If no agreeable offer is reached, I shall be submitting this to the court on Friday 18th. This court cost will be added to the claim total.

 

This matter could be discussed much quicker and easier over the telephone, I have tried calling your office on numerous occasions and have left voicemail messages but unfortunately don’t seem to receive a response from you.

 

I am entirely confident that the charges imposed by HSBC are completely unreasonable, and that a court would agree with this statement.

 

I trust this clarifies my position.

 

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  • 1 month later...

Hi everyone,

 

Haven't said anything on here since december but have still been battling on. I filed my AQ on 18th December & have only just today got a correct offer for the full amount. Am just about to sign & return the letter but just want to check, am I ok to cross out (& intial the changes) the confidentiality agreement & the agreement not to claim again?? will they argue about this???

 

Emma xx:)

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Thanks, i'll cross those bits out then. You can definitely say that Lateralus!! They're still being pedantic now, they were arguing that they had refunded £113 that I had included in my claim, which was complete & utter rubbish which I proved to them, they dragged their feet for months & now they're saying that some of the charges are outside of the 6 year period but that they'll pay them anyway!!!!!! They're only outside the bloody period now because they've taken so long to get their facts right lol. Their cheek is astonishing. Will be very happy indeed to receive this money finally. Any idea on how long they normally take to refund the money once the letter has been signed & returned??? & i'm assuming i'll receive a cheque??

 

Emma :)

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hiya kopella.. i spoke to a rachel tomlinson and she told me that it would take 7 to 10 days for the money to be in your hands... oh well.. they do like us to go on waiting. but not long now. i suppose.. take care.

[FONT=Comic Sans MS][SIZE=1][COLOR=purple]S.A.R. sent 30 October-reply received 10 november[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]Prelim letter sent 28 november- no reply[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]LBA sent 13 december- no reply[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=purple]MCOL filed 30 december- issued 02/01/07[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]loveletter from colin received 02/01/07-saying will get in touch on feb 9[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]acknowledged claim on 4 jan- has until 1 feb to defend.[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]defence entered 31 jan 2007[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]offer received 1-2-2007... still waiting for the moolah though:cool: ...[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=1][COLOR=#800080]and moolah arrives 1-march 2007!!! Praise the Lord!!!![/COLOR][/SIZE][/FONT]

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  • 3 weeks later...

:)

 

Got the money in my bank, what a nice feeling. Found it even more satisfying that the money was actually credited to the account as a "refund of charges" for £1946.18, just in time for my easter holiday to florida lol

 

Thanks for your help guys, couldn't have done it without the info & help on this site.

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