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Link/Kearns - Letter of Claim - old MBNA card debt


Feelingdownandout
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hello 

 

I have had a letter from Kearns Solicitors - it is a Letter of Claim.  I need to respond in the next couple of days as I stuffed this in a drawer :-(

 

The letter is dated is 20th October and gives me 30 days... 

 

its £8k claim from MBNA - and I cannot afford to pay it off. 

 

They have sent me an I&E Form and a reply form. 

 

Can anyone please give me any advice on this please?

 

Edited by Feelingdownandout
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click letter of claim

follow post 2

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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the one you posted dated 15 Oct?

 

do you think i should dispute the debt in the first instance?

 

what reason do i give for disputing the debt? financial coercion / abuse? 

 

when requesting CCA - what section of CCA 1974 am I referring to please?

 

Edited by Feelingdownandout
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Depends what type of debt ....credit cards are section 78 fixed loan's section 77 and HP are section 79.

 

Andy

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If you want advice on your Topic please PM me a link to your thread

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go carefully read post 2 of the letter of claim thread

and all the posts of the CCA request link.

 

as for the additional reason from your thread - just use the default one there already 

dont forget use the attached PDF NOT their forms they sent.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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new thread created for the MBNA card debt

please only post here now regarding this one

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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is this list is all debts

do that on your original thread please

use this thread for the link/mbna debt stuff only.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Link/Kearns - Letter of Claim - old MBNA card debt

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