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    • The move marks the first time the country's central bank has raised interest rates for 17 years.View the full article
    • The move marks the first time the country's central bank has raised interest rates for 17 years.View the full article
    • The firm has benefited from the AI boom, making it the third-most valuable company in the US.View the full article
    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Nationwide paid us- but the plot thickens!


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2 accounts mine and Mrs, £50 mine £650 Mrs. Started 1 April with LBA standard reply t&c fees transparent usuall rubish. Then I saw a post frome a user who emailed Chales Bacon and got a result, so on 2nd April sent lba to him, no responce by 7 April so was getting determined. I emailed same email again, but added on that I WAS going to issue small claims costs would be £30 on mine £80 on Mrs + interest as of date of issue approx £78 Totals about £188 EXTRA, and that surely he has a duty to sharehoplders not to waste the proffits, and just pay up now saving them £188 minimum.

I got a shock when I looked in our accounts on 20 April as £50 and £650 had been put back in the respective accounts, on 16 April listed as "interest refund"

 

But the same day 16 April £80 more charges where taken, so I am doing it all over, same way by email.

I am going to write something like, I accept that you have to recouperate your loss due to my breach of your T&C so in order for us to get on a clear footing for the future, and to avoid me having to email you at every breach, which also cost you money from your proffits for shareholders, can we establish a mutually acceptable charge of your actuall cost to yourselves, of the work to inform me of this. This agreed ACTUALL cost I would have no problem in paying from my account without any intervention on my part.

Yours Blahh blahh

 

What do you think , come on then

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I was thinking of starting a thread on similar line myself as I wondering what happens after refunds are made and more charges are then added to accounts!

 

Do we go through the whole process again?! and again?!

 

I also would be quite happy to pay a small fee which did reflect the costs to them but not the extortionate charges that they currently use!!

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im not trying to be a smart arse, but just so the letters your sending are worded correctly, nationwide is a mutual company and doesnt have shareholders,

Maybe you could ask in you letter 'for all charges, plus any pending to be refunded?'

Nationwides charges work by hitting you a/c 2 months after they are incurred, so for example if a direct debit bounces in jan, you will get charged for it in march

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Could you fill in the survey, with regards to your funds returned?

 

It really does boost the confidence of others when they come here for the first time.

 

http://www.consumeractiongroup.co.uk/survey.php

 

Thanks in advance (that is unless you've already filled it in, in which case, just thanks! :-) )

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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2 accounts mine and Mrs, £50 mine £650 Mrs. Started 1 April with LBA standard reply t&c fees transparent usuall rubish. Then I saw a post frome a user who emailed Chales Bacon and got a result, so on 2nd April sent lba to him, no responce by 7 April so was getting determined. I emailed same email again, but added on that I WAS going to issue small claims costs would be £30 on mine £80 on Mrs + interest as of date of issue approx £78 Totals about £188 EXTRA, and that surely he has a duty to sharehoplders not to waste the proffits, and just pay up now saving them £188 minimum.

I got a shock when I looked in our accounts on 20 April as £50 and £650 had been put back in the respective accounts, on 16 April listed as "interest refund"

 

But the same day 16 April £80 more charges where taken, so I am doing it all over, same way by email.

I am going to write something like, I accept that you have to recouperate your loss due to my breach of your T&C so in order for us to get on a clear footing for the future, and to avoid me having to email you at every breach, which also cost you money from your proffits for shareholders, can we establish a mutually acceptable charge of your actuall cost to yourselves, of the work to inform me of this. This agreed ACTUALL cost I would have no problem in paying from my account without any intervention on my part.

Yours Blahh blahh

 

What do you think , come on then

Well done. This is exactly the correct approach. Well put and well done.

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  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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at the bottom of one of the posts.

 

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Please

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That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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