Jump to content


  • Tweets

  • Posts

    • well we cant help you without information. we need to SEE the org TfL Letter and your reply. we also need to see the SJPN court forms upon WHAT you are ACTUALLY charged with and if there is a TIC List requiring your signature next to each journey and how many journey's are on the list? scan these upto ONE mass PDF read upload CAREFULLY. if your 'lie' of lost card is included in the court docs within a written statements , i can't see you escaping a criminal conviction...sorry. dx    
    • thanks for the fuller story now... sadly on most assumptions you are wrong. i cant see you going anywhere with this . the file can appear twice on your file, but doesn't hurt you twice. OC's are not obliged to default a debt before sale (though if they dont - it renders the debt useless to a debt buyer) . thus Lowell just left it and in 2021 their entry fell off due to 6yrs of no reporting. lowell didn't 'write it off' its an automated CRA File process . The old EE entry was held on your file because of the AP markers, they are a real bugbear to any account and if its never defaulted can cause an account to show for 12yrs on cra files regardless to any balance or not. in your case its sadly somewhat immaterial that EE erroneously used AP, it appears it didn't actually harm you. you cleared the EE entry bal by paying £69 in 2022, that wouldn't have changed anything really. the AP markers held it on your file. so either EE now remove it or you await it's natural drop off 6yrs from the last AP mark.  
    • So my CPR request has come back from Overdales, the same multipage 29 page agreement that came back via the CCA, plus notice of assignment. However no Default notice, or Statement. They just confirm that they have raised a request for a copy of each,.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Delboy V Abbey


delboyphil
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6120 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I checked out this site and noticed that I first needed to get 6 years worth of bank statments but my first call to abbey was that I would have to pay £5 per sheet of paper but after telling him that the you can only charge me £10 he agreed.

 

I think I have over £2000 in charges over the last 6 years and like others just thought it was my fault and ill pay it. but paying £30 for a UNPAID DD is just a joke.

 

So im gonna fight them and then ill fight natwest and then the credit card companys!!

Link to post
Share on other sites

Delboy, You have made a good choice. The help and support that you get from this site is fantastic. Dont forget to read the FAQs and some of the longer threads you will find it really useful.

 

Good luck with your claim

 

Karish:-)

Link to post
Share on other sites

Hi Delbiy and welcome, have they taken the £10? did you send the SAR letter? if not you may find that you have a struggle in getting the statements, so I think that I would have to advise you to send the SAR and a cheque for £10 via recorded delivery to shabbey, whilst you are waiting read some thread and familiarise yourself with the process, it can be confusing at first but the more that you read, the easier it becomes, and also if you post in your own thread any updates or questions that you have there is always someone around that can help out.

 

Welcome to the revolution :-)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Link to post
Share on other sites

I hate to say it but you are going to have to keep chasing and chasing now to get them, of course you might get lucky and get them fairly quickly

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Link to post
Share on other sites

  • 2 months later...

Ok... I had a letter from them and they said they will send me ALL my 6 years worth.. I didnt have to fight that. I checked it and found they owe me £248.00 not much but then its my bloody money..

 

Letter sent off today!! I also had been lazy in sending this.. Only cos that martin was on the radio today and not talking about bank changes i kicked my ass into gear lol

 

I said i had over £2000 but after looking i had £970 that was returned to me after me phoning them over the years and £248 that i never got back of them. they did however seem fine in returning it when i did get a unpaid dd!

Link to post
Share on other sites

I got a letter today and its kinda strange and not sure if its norm.

 

Dear Mr and Mrs Lewis

 

Thank you for contacting us and I am sorry that you have been so unhappy that you have felt you must complain.

 

blah blah etc lol they tell me it will take maybe 4 weeks or maybe longer but they will contact me within 4 weeks to tell me how its going.

 

They have me a how to complain leaflet and that.

 

I find this kinda funny.

 

At the end of the letter it says

 

Although I do not know what the outcome will be, I do hope that we will be able to find a solution that you are happy with.

 

Any comments?

Link to post
Share on other sites

Its standard stuff delboy, just another way of delaying the inevitable repayment of charges stolen from your account. Stick to the schedule the guys here state and you will get your rewards - I am just about to return the last but one set of papers to the court so hope to be getting a cheque from abbey in the near future.

:D No longer angry with Abbey - they paid out £2500 in unlawful charges!
Link to post
Share on other sites

  • 4 months later...

Ok its been sent to the courts and i got a letter today

 

District Judge Wilson has considered the statements of tcase and allocation questionnaires filed and allocated the claom to the small claims track!

 

Before the claim is listed for hearing, the judge has ordered that a preliminary hearing should take place : to consider whether the claim can be disposed of because the defendant has no real prspect of success at final hearing!

 

Is this bad?

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...