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Hi and Welcome to our happy little gang!! First of all, read the Frequently Asked Questions. Its all in there. However, in brief:

 

1) Send a Subject Access Request to all the institutions you wish to reclaim your charges from. A template for this can be found in the template section.

 

2) Start your own thread in the forum relating to your bank as the experts tend to roam in those!

 

3) Read as many of the threads as you can and it will all become clear!!

 

Don't be daunted by it all and just look forward to receiving your money. It does require a little work but you will have all the help you need here.

 

Good luck!!

 

Spot

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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Hi Zac,

Most banks are ok at sending out the statements, some are somewhat reluctant!! Read though each forum and you will see a general pattern as to how the various banks behave.

 

Dont forget to start a thread in each forum and you will be given the best advice. :)

 

Spot

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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Have a look at the forums for the various banks you are claiming against. Some are quicker at refunding than others. Personally I found RBS and Natwest ok, Abbey are ok now that they have got over their issues with the data protection act!!

 

To begin with, I wouldn't personally go for all six at once. Get your head around what to do with one, then as you become more comfortable with the course of action, try the next one. I got to the prelim stage with one bank before starting on another.

 

Also, get organised!! I have individual files containing all the correspondence sent and received from each institution. I also have a very basic spreadsheet with details of the dates SAR's were sent and the day they need to be received by. I also record dates that letters were received etc.

 

As I said before, it takes a little bit of work, time and effort on your part but it is so worth it in the end!

 

Spot

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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Mr Alex Lyons

Data Protection Manager

Retail Regulatory Risk

2nd Floor

Business House B

GOGARBUREN

P.O.Box 1000

EDINBURGH EH12 1HQ

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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This is just for Nat West.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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NOW.......

 

While you're waiting for your account details to arrive, start your own thread in the Natwest forum, then spend the rest of the time reading the FAQs and the step by step guide.

 

This is a self-help forum so you must be prepared to do some of the work, yourself.

 

It's your claim....It's your money.....It's YOUR homework.

 

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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