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Options regarding 2 x CCJ


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I know I’ve a thread on this subject already so hoping my question can be added to the thread.

 

After many years of debt my husband and I are starting to see light at the end of the tunnel.

 

Jointly we still have the mortgage shortfall after repossession and the secured loan that was on top of it.  Both last paid in 2014 June/July time.  So aware they can still be chased.

 

Husband has 2 CCJ’s that due to burying our heads  in the sand we didn’t challenge.  Both show on his credit file and both will be 6years next year since CCJ’s granted. Maybe they’ll start writing to him soon but not sure.  When they fall off his report and I know they’ll never be statute barred if they go to court to reopen them would we have an option to defend then or has that chance completely gone?  One if for an old Capital One CC for £774 and the other MBNA for over £13,000.

 

Many Thanks

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is this the cap1 debt?

you never said there it had a ccj?

as for the mbna ccy..you'll see ive reopened the thread...update there please

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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