Capital one cc sold to lowell

[Juandy]

Cause they've only just sold the debt wont cap one just give them the cca 

[The GodMother]

There is a 99.9% chance they don't have a CCA. I have read your thread and so far under a SAR they have only produced a Application form. If they have the CCA they why have they not produced it in the SAR. Remember you asked for ALL information regarding your account held by them. Now mine was in 2004 and they have not found the CCA and l only remember signing the application form, it was a leaflet that came with the local newspaper/junk from postie. 

 

 

[Juandy]

Thanks ,will send CCA to lowell and see their response 

[Juandy]

Recieved documents back from lowell.

Returned signed application form and t&c which states agreement between myself and cap one. Letter from lowell says account on hold for 30days to review the information.

What should Bey response 

 

[dx100uk]

application form is not an agreement

so if they have sent something new scan it up.

 

if its the same as the other upload

do nothing 

yours is not the next move

 

 

 

 

[Juandy]

The bottom of application form has a bit at bottom which says cca agreement which is signed but rest is just terms and conditions which appears basic apart from my name and address being included at the beginning 

[dx100uk]

on line signature sticker i bet just a type name and a tickbox with a date

then vanquis bit underneath.

 

just like every other lowell vanquis thread

 

dx

[Juandy]

I've checked and am pretty sure app form is the same as the one I previously uploaded in this thread.

There is then print saying credit agreement regulated by the consumer credit act 1974.

Agreement between myself and cap one and then 24 different t&c's listed