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Newbie - Starting to self manage DMP


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Hi All,

 

I've been reading the forums with great interest, and thought I'd introduce myself.  Having experienced some financial difficulties I entered in to a DMP with Stepchange in 2019, with circa £60k debts, I'm down to just under £50k, StepChange were a great help at the time, but I've now decided to go self managed as some accounts haven't defaulted and some are still charging interest.

 

My first actions were to cancel my DMP, stop payments and CCA all of them (10 creditors in total), one of the smaller ones I've settled at 45% - what a great feeling of achievement that was!

 

I'll keep the thread updated as way of a diary which I hope may help others.

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