Lowell Claimform - old vanquis debt - NOA owned sum wrong?

[lionsneverfollowsheep]

Hi, I really hope someone can help me?

 

I am being taken to court by lowell for a vanquish card that i had last communication 2017 so it isn't statue barred.

 

I tried to pay the company originally however they would not accept my payment. The case is being heard at the court on the 20th of this month however when i contacted Vanquish they said the original amount was incorrect which means the notice of assignment is incorrect

 

- Should i be seeing an amended notice of assignment with the correct amount and should I be mentioning this in court when I go or do i contact the court before i go to get this adjourned?

 

Thanks 

Edited October 15, 2021 by dx100uk
spacing

[dx100uk]

retitlted and moved to legals.

 

 

can you please complete this:

 

 

 

and post up the defence you filed please

 

did you send a CCa request and a CPR 31.14 when you got the claim?

 

you say you are in court on the 20th? have you done your witness statement too?

 

dx

 

 

[lionsneverfollowsheep]

Hi Thanks for your reply,

 

I sent this defence and completed the questionnaire.

 

They have sent a load of files however while this was all going on i contacted Vanquish and they made changes to my account including the amount and date of default so really I need a new notice of assignment. I have completed the directions questionnaire also.

 

Hi No i havent asked for a CCA request or CPR31.14

 

I have done my Witness statement and also my defence below however after i did this i contacted Vanqish and they said they had to make adjustments to the amount and they changed is so surely that would mean they need to send out a new notice of assignment for the correct amount?

 

so this case is invalid?

Please see my defence below and thanks so much for helping 

 

Defence (1) (1).pdf

Edited October 15, 2021 by lionsneverfollowsheep
name on file

[dx100uk]

and we need your ws please.

 

its not worthy to dispute what is owing, as to all intent that must result in you admitting 'a debt' exists. which is not good

 

there are 100's of lowell vanquish threads here to read 

use our enhanced google search box

 

lowell clainform vanquis.

 

rarely do they have an enforceable agreement .

 

please also scan up all their ws too please 

 

shame you introduced freeman of the land twaddle by requesting the deed in your defence. and all surrounding why..

the rest is aok but it will show to lowells you dont really know what you are talking about but merely using copy and paste from all over the interweb..

[AndyOrch]

Is the difference in the assigned amount significant ?

 

Andy

[lionsneverfollowsheep]

2 hours ago, dx100uk said:

and we need your ws please.

 

its not worthy to dispute what is owing, as to all intent that must result in you admitting 'a debt' exists. which is not good

 

there are 100's of lowell vanquish threads here to read 

use our enhanced google search box

 

lowell clainform vanquis.

 

rarely do they have an enforceable agreement .

 

please also scan up all their ws too please 

 

shame you introduced freeman of the land twaddle by requesting the deed in your defence. and all surrounding why..

the rest is aok but it will show to lowells you dont really know what you are talking about but merely using copy and paste from all over the interweb..

Yeah its because i actually have no idea what im talking about- Should i just go to court and not bother or should i try and set up a payment plan with Lowell tried but failed LOL

2 hours ago, Andyorch said:

Is the difference in the assigned amount significant ?

 

Andy

Not really debt is 3/4k and it was wrong by £2-300

[AndyOrch]

Still that would make the Notice of Assignment invalid and therefore the claimant would have to reissue/adjust the claim and or provide a further NOA.

[dx100uk]

Just type no need to hit quote

 

God no dont do thàt. - that is give in and agree a payment plan

 

Get their full witNess statement scan ned up to one mass pdf read upload carefully.

 

all the exhibits too...lets see their cards as most vanquis cca returns are useless!!

 

wEve won numerous times

[lionsneverfollowsheep]

here are the screenshots of the Witness statement note at the end they have mentioned the amendment 

 

what are the exhibits please is that thDoc2edit.pdfe rest of the documents?

[dx100uk]

Need the exhibits too

 

Card number showing page 2 in pdf

 

 

[dx100uk]

Swapped pdf for you

they mention exhibits in the ws we need them all toi

[dx100uk]

Name showing on numerous pages

Post hidden

 

Dx

[lionsneverfollowsheep]

Doc3b.pdf

 

Hopefully this is better? Can anyone help? 

[AndyOrch]

What stage are you at ?....preparing your statement and disclosures as per Notice of Allocation /Directions ?

[lionsneverfollowsheep]

hearing on the 20th next week I have requested the amended of assignment as they readjusted the amount 

[AndyOrch]

What date must you file and serve you statement /disclosure's by ?

[lionsneverfollowsheep]

I didn't know i had to I replied saying i don't owe this company money with the details i posted above then I got this pile of letters 

[AndyOrch]

Well if there is a hearing next week 20th you must of had notification from the court directing you to prepare for the hearing.You have submitted a DQ so have you received a Notice of Allocation (N157)

[lionsneverfollowsheep]

I'm really not sure I might be better phoning the court tomorrow I am only going on the date that lowel have said if its next week I have no chance of getting anything in now do I?

[dx100uk]

find the n157 from the court

 

dx