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Lowell Claimform - old vanquis debt - NOA owned sum wrong?


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Hi, I really hope someone can help me?

 

I am being taken to court by lowell for a vanquish card that i had last communication 2017 so it isn't statue barred.

 

I tried to pay the company originally however they would not accept my payment. The case is being heard at the court on the 20th of this month however when i contacted Vanquish they said the original amount was incorrect which means the notice of assignment is incorrect

 

- Should i be seeing an amended notice of assignment with the correct amount and should I be mentioning this in court when I go or do i contact the court before i go to get this adjourned?

 

Thanks 

Edited by dx100uk
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  • dx100uk changed the title to Lowell Claimform - old vanquis debt - NOA owned sum wrong?

retitlted and moved to legals.

 

 

can you please complete this:

 

 

 

and post up the defence you filed please

 

did you send a CCa request and a CPR 31.14 when you got the claim?

 

you say you are in court on the 20th? have you done your witness statement too?

 

dx

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Thanks for your reply,

 

I sent this defence and completed the questionnaire.

 

They have sent a load of files however while this was all going on i contacted Vanquish and they made changes to my account including the amount and date of default so really I need a new notice of assignment. I have completed the directions questionnaire also.

 

Hi No i havent asked for a CCA request or CPR31.14

 

I have done my Witness statement and also my defence below however after i did this i contacted Vanqish and they said they had to make adjustments to the amount and they changed is so surely that would mean they need to send out a new notice of assignment for the correct amount?

 

so this case is invalid?

Please see my defence below and thanks so much for helping 

 

Defence (1) (1).pdf

Edited by lionsneverfollowsheep
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and we need your ws please.

 

its not worthy to dispute what is owing, as to all intent that must result in you admitting 'a debt' exists. which is not good

 

there are 100's of lowell vanquish threads here to read 

use our enhanced google search box

 

lowell clainform vanquis.

 

rarely do they have an enforceable agreement .

 

please also scan up all their ws too please 

 

shame you introduced freeman of the land twaddle by requesting the deed in your defence. and all surrounding why..

the rest is aok but it will show to lowells you dont really know what you are talking about but merely using copy and paste from all over the interweb..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Is the difference in the assigned amount significant ?

 

Andy

We could do with some help from you.

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2 hours ago, dx100uk said:

and we need your ws please.

 

its not worthy to dispute what is owing, as to all intent that must result in you admitting 'a debt' exists. which is not good

 

there are 100's of lowell vanquish threads here to read 

use our enhanced google search box

 

lowell clainform vanquis.

 

rarely do they have an enforceable agreement .

 

please also scan up all their ws too please 

 

shame you introduced freeman of the land twaddle by requesting the deed in your defence. and all surrounding why..

the rest is aok but it will show to lowells you dont really know what you are talking about but merely using copy and paste from all over the interweb..

Yeah its because i actually have no idea what im talking about- Should i just go to court and not bother or should i try and set up a payment plan with Lowell tried but failed LOL

2 hours ago, Andyorch said:

Is the difference in the assigned amount significant ?

 

Andy

Not really debt is 3/4k and it was wrong by £2-300

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Still that would make the Notice of Assignment invalid and therefore the claimant would have to reissue/adjust the claim and or provide a further NOA.

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Just type no need to hit quote

 

God no dont do thàt. - that is give in and agree a payment plan

 

Get their full witNess statement scan ned up to one mass pdf read upload carefully.

 

all the exhibits too...lets see their cards as most vanquis cca returns are useless!!

 

wEve won numerous times

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Need the exhibits too

 

Card number showing page 2 in pdf

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Swapped pdf for you

they mention exhibits in the ws we need them all toi

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Name showing on numerous pages

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Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

What stage are you at ?....preparing your statement and disclosures as per Notice of Allocation /Directions ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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What date must you file and serve you statement /disclosure's by ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Well if there is a hearing next week 20th you must of had notification from the court directing you to prepare for the hearing.You have submitted a DQ so have you received a Notice of Allocation (N157)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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find the n157 from the court

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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