Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Goldsmiths University/Breachers claimform - old UNI fees


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 833 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

1 hour ago, ChocolateFrogCookie said:

I had started the course and left a few weeks later as I felt the course was poorly structured and was being taught by a newly qualified lecturer not the lecturer I had been told would lead it. I was not told at any point when leaving that I would owe any fees.

 

did you correspond with the college? about this?

 

how did you enrol.

turned up during the enrolment period and enrolled?

how was it discussed you would pay for it?

how old were you?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

probably not, but thats not the point of a dca.

 

any dca is a totally powerless company 

they are not bailiffs and have absolutely no legal powers whatsoever on any debt no matter what it's type.

however as 99.9% of the mug population think otherwise and wet themselves and blindly pay on all manner of debts to a DCA

you can't blame them for trying.

 

pers i'd simply ignore them and not ever into any pointless letter tennis until or unless on any debt a DCA chases sends you a letter of claim.

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

never enter into pointless letter tennis.

a dca is totally powerless so ignoring what is powerless obv can't hurt you.....

 

there is no legal requirement to provide any evidence when issuing either a pre action protocol Letter of Claim nor upon the issuance of a court claim

 

keep reading up here ...you are doing a good job but widen your search but stick to cag.

p'haps redwood or harwood as they do these too.

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

they dont no

but, in their eyes they already have re your previous PDF's. of the gumph set you.

 

pers i wouldn't get to hung up on if/if not to date they are right or wrong nor have done right or wrong.

its seriously a non runner.

 

you or someone for you would have completed an enrolment form at the college or uni, and it would have been done with your knowledge and most probably signed by you in person there and then.

 

or you could have done it online on their website

 

there's no way you would have been allowed to attend even the 1st class without one existing.

 

don't worry about it in the sense of oh god i'm done for then.....

you are not.

 

p'haps don't limit yourself to reading cases specific to a course fee

more general reading of any claimform threads here will give you better understanding of the whole process IF IF IF it ever goes to court.

 

and that will be months away if ever.

 

there is also the otherside to all this.

if since the day you walked out, you have never spoken to the uni themselves, it might pay you to do esp upon raising a complaint...

don't forget STA and their dogs are operating upon the instructions of the UNI.

without there permission STA etc can do nothing...go resolve the issue...which doesn't mean paying!!

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

Post hidden

please use one multiple page pdf only

read our upload guide carefully

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 

ignore ...yes its not a letter of claim from a solicitor with their client being the Uni.

until/if you get one of those pop back here.

 

no-one can add anything to any debt ...so can't increase it.

 

nothing to do with 'credit' but yes ofcourse you can request and they will have to produce all paperwork inc how they dealt with your dispute if the time comes and they move to court.

 

redwood or harwood are good names to put in our search top right in the red banner.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

let it run 

get researching here as advised

like 

 

Programmable Search Engine (google.com) <<clickme

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 7 months later...

please complete this CAREFULLY:

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

8 minutes ago, ChocolateFrogCookie said:

07/03/2017 to 20/09/2021 on £1117.00

is that a mistype?

 

14 minutes ago, ChocolateFrogCookie said:

When did you enter into the original agreement before or after April 2007 ? No
 

Do you recall how you entered into the agreement...On line /In branch/By post ? No
 

Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Don't know 

what year did you sign up at uni

 

was this an enrolment form you signed when you went to enrol?

 

go get a copy of your file online from equifax/experian or credit karma sites

they are all free.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • dx100uk changed the title to Goldsmiths University/Breachers claimform - old UNI fees

threads merged - title updated

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

thank you its just the way they written it.. no worries

 

pop up on the MCOL website detailed on the claimform.
[if mcol is not working return after the w/end or the next day if week time]
.
 register as an individual on the Gov't Gateway Site
 note down your details inc the long gateway number given, you might need it later.
 then log in to the MCOL Website
.
 select respond to a claim and select the start AOS box.
.
 then using the details required from the claimform
.
 defend all
 leave jurisdiction unticked
 you DO NOT file a defence at this time
[BUT you MUST file a defence regardless by day 33 ]
click thru to the end
confirm and exit MCOL.
..

.

get a CPR  31:14  request running to the solicitors 
...

.

https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/

.

 type your name ONLY
Do Not sign anything
.
you DO NOT await the return of ANY paperwork 
you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]

..............


 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

just type no need to keep hitting quote...

 

your defence doesnt need any return of docs.. carefully read what has been posted here and in the other threads i pointed to in your old thread merged here too.

 

redwood/harwood or STA or brachers.

 

just use our enhanced google search box.

 

uni fees is useful too.

 

this guy is just in front of you

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

its a uni enrolment fees debt it wont appear on credit files, there is no 'credit'

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 4 weeks later...

the basics are  here:

 

youll need to mix in our std holding/no paperwork  defence too

 

bit busy. have a go and well check it 1st

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

you must answer each of these point by either admit/deny/noted

 

1.The Claimant claims the sum of £1117.00 in respect of tuition fees, details of which have been delivered to the defendant.

 

2.Payment has not been made and the Claimant therefore claims

- 1. The sum of £1117.00 being as the sum due.

- 2. Costs

 

3.The claimant has complied with the Pre-Action Protocol for Debt Claims dated this 20/9/2021.

 

4.The Claimant claims interest under the section 69 of the County Court Act 1984 at the rate of 8.00% a year from 07/03/2017 to 20/09/2021 on £1117.00 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £0.24

 

 

you also need to add a bit about non compliance with the pre action protocol

 

The Claimant has not complied with paragraph 3 of the PAPDC (Pre Action Protocol) Failed to serve a letter of claim pre claim pursuant to PAPDC changes of the 1st October 2017.It is respectfully requested that the court take this into consideration pursuant to 7.1 PAPDC.

 

dont rush and file non cpr compliant defence just because of a dead line, you have leeway as a litigant in person, get it right rather than make a pigs ear of it and harm you later.

 


 

24 minutes ago, ChocolateFrogCookie said:

I will be out of the country from 28th October 2021 until 13th November 2021 but can be reached by email and telephone. Contact details redacted

dump this not important yet

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

look at the format andy has used

 

 

Calderdale College Defence..pdf

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

3 should be unnumbered and after your 1st unnumbered submission.

 

make 3.

Further on 28th September 2021 I issued a CPR 31.14 Request to Michael Ronald Oatham of Brachers LLP Solicitors requesting the same information. The CPR 31.14 request was delivered on 1st October 2021 by Royal Mail Signed for Post tracking number GQ-redacted-GB.

 

To date I have not received a reply to this nor have I received any documentation evidencing the validity of the claim from Brachers LLP or any other party.

 

On the basis that STA and Brachers LLP acting on behalf of Goldsmith’s University have not produced a signed agreement or contract to prove that I owe this amount I dispute the claim in full.

 

looking good to me

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

post it up so i can check please 

not seeing andy around so ill do my best for you

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

they are not the claimant!! delete:

 Claimant Michael Ronald Oatham of

 

5. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.

 

red bit is for ref only not to be filed

 

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

tnx andy.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...

on page 1 of the N180 court form is it addressed to you or dcblegal?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

sorry i meant the court N180 form 

 

that looks to be a copy of the N180 sent to DCBL from the court

not a blank n180 to you?

 

go check the status of the claim on MCOL website

it should say N180 sent to claimant xxxx date

n180 sent to defendant xxxx date

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

N180 is the direction questionnaire!!

 

read it

 

so  no to mediation

3 copies etc etc

 

as any pcn claimform thread already here

 

DXx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

sorry was on a small screen , yours is not a pcn claimform...:frusty:

 

yes to mediation well spotted.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

and thats all it ever was in the 1st place..you are learning...sent to make you wet yourself and blindly cough up.

 

the claimant is not obliged to disclose anything they intend to reply upon until witness statement/disclosures stage. and it might not go that far.

 

yes to mediation

1 wit you

the rest is obv

 

3 copies

court

sols

your file.

 

should by the time the phone mediation call ACTUALLY happen you still have not been provided with enough information to make an informed decision , you THEN state no.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...