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Are SLC/Erudio student loans now written off after 30 years?


Foebane72
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In my last Uni course, I applied for a SLC loan (at age of around 24) on the 13th of January 1997 and it was granted, and I have been deferring it every year since then, except the odd repayment when I delayed it too long.

 

Now I've found out that it could be written off as early as next year, when I turn 50 in September 2022. Is that the case?

 

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1 hour ago, Foebane72 said:

except the odd repayment when I delayed it too long.

 

don't tell me .....you've been religiously filling in erudios forms every year...

and they scammed you into paying 'arrears' because you were a few months 'late'?

 

expand

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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There was only the one time I didn't fill in the deferment form in time, made a couple of payments and then deferred. It was a long time ago, not sure about the details.

 

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but erudio forms?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Posted (edited)

I'm not sure what you're trying to say, to be honest.

 

Edited by dx100uk
unnecessary previous post quote removed
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early versions of the erudio deferment forms asked for everything inc your inside leg measurement and your granny's budgies surname, they were deemed unfit by the authorities and had to be re written.

 

just need to tie up exactly what you did and dates, and with what method were these supposed 'arrears' paid.

they obv had your DD details, so did they take the arrears by default using that DD or you got scammed by them to phone up and pay.

 

which ofcourse leads to you being lied too by them that you had any arrears in the first place? so you phoned them up?

 

tell us the story around the arrears please

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

 

If it happened, it was over 15 years ago at least and I didn't keep any records, and I don't think there were arrears of any kind. I just can't remember, it was so long ago.

 

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ah you should of said it was that long ago, totally irrelevant then.

 

so back to post 1

yes they should expire

after 25yrs or 50 which ever is soonest.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 6 months later...

I posted here in March to see if 25 years, or when I turned 50, was when my SLC student loan (taken out 1997) was written off, and it was confirmed to me then.

 

However, I did some googling about it and now they say loans from my time are written off after 30 years, as in (I assume) a change in government policy.

 

Is this true or not? I tried contacting Erudio, but no reply as yet.

 

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there is no such change.

 

old and new threads merged.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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