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I may have given permission at some point. 🤷♂️ Erudio took over some time ago now and I’ve had a fair bit of correspondence from them.. Either way it won’t really resolve this current issue. Deferment and my right to defer will still have to be dealt with. I’ve had no problems up to this point. I think better to deal as is rather than cancel DD ( rightly or not) and give them reasons to imply I deliberately opted for default. Plus I can’t be asked to deal with debt collectors ( rightly or not appointed ) turning up like a bad penny trying to squeeze me for money I don’t owe them. I’d rather deal with it, even if it is on their terms. I think The clarity of their wrong doing is more easily exposed this way. But again, thanks for taking the time to reply.
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no originally you never were to the SLC, the debt buyer erudio (Arrows DCA) unlawfully added that in to their deferment forms (along with numerous other unlawful requirements to defer) when they purchased the remaining old style loans not already sold off to Thesis (Link another DCA) . they were subsequently taken over the coals for reportedly taken some £100'000 out of peoples bank accounts that they mostly never paid back after claiming a whole host of very dodgy reasons why they refused deferment or made up fake reasons to create arrears and take payments. the whole story is here. dx
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By Badtimes123 · Posted
I respect your conviction - keep us posted please! BT -
My deferment is on record with their portal. I’ve received no reply. I have a chain of evidence. Any payment ( if indeed it is taken….it hasn’t been yet) will be unlawful. As I’ve said they’ve taken no money and although they’ve detailed arrears the next contractual amount to be taken on 10/06 is still currently 0.0 pounds. I’m guessing delays are causing some bottleneck with paper work. As I understand it you are obliged to provide DD details? Mine have not changed since original loan. I’m not going to cancel DD at this point. I’ll prove the error is theirs. Easy in my case, with a robust volume of evidence. As I said will not muddy waters at this point until I’ve heard back vis a vis deferment. They’re not going to nullify my 25 year write off. But thanks again for your input.
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