Jump to content


Me Vs Nationwide!


amarsden
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5426 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all,

 

this is my first post, i've just sent my S.A.R letter off after recieving a letter putting a complaint in to Nationwide and them saying basically I signed for it in my terms and conditions so thats it!? is that true? I opened the account about 6 years ago and cant remember anything?

 

So far this year they have had over £1000 pounds in bank charges off of me!

 

thanks,

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

Link to post
Share on other sites

Hi amarsden,

 

The T & C letter U got sounds like a fob off letter to me.

It's just a tactic used to scare off the unknowing.

Just proceed reclaiming what they unlawfully took from U

as per the manner what others have done on this site.

 

U'll get plenty of support in your claim.

Read how others have got on and if U have any questions

I'm sure that someone will be able to put U right if U ask nicely enough

 

Best of Luck!

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

Link to post
Share on other sites

Thanks MilkTrayMan for the quick reply,

I will continue with my claim as all the others have in here! thanks for the support, what i nice community! :D

 

thanks again,

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

Link to post
Share on other sites

Please don't thank little old me,

 

Am only passing on the warmth and knowledge that I've received from others myself.

 

Maybe one day U will be able to pass the torch on yourself?

 

P.S. Best advice I can give is read, read and read again...and post of course!

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

Link to post
Share on other sites

Hi all,

 

just a quick question which may sound silly but...

Im in the process of doing one of the spreadsheets so kindly provided from this excellent site, and.. i'm unsure as to what is a 'cleared transaction' fee? and what is it for? i dont think ive had any of these.. ??

 

thanks again, you great people!

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

Link to post
Share on other sites

  • 1 month later...

Hi all!

 

I've just sent my LBA off after sending my S.A.R and PRELIM in the timescales before, my claim is for £1985 but from the looks of things im prob going to have to go to the next court stage hey?!

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

Link to post
Share on other sites

Interest thought is Interest...especially the CONTRACTUAL kind!...lol... :)

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

Link to post
Share on other sites

Hi,

 

well after the whole process and all the letters sent as detailed above (me vs nationwide thread) Nationwide have completley ignored my LBA so im going to carry on to the next stage - court action!! it nervous but hopefully it'll come right....

can anybody tell me, do i fill out the N1, send it to the courts then do i have to notify Nationwide I have done this??

 

thanks in advance, ou wicked people!

aimee.

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

Link to post
Share on other sites

amarsden,

 

the court will notify nationwide, there is no need for you to do it they will send you a letter with all the info in it such as the date served and the date nationwide have to respond etc, so nothing you need to do apart from wait.

Link to post
Share on other sites

Tick tick tick. From reading other threads reckon about 10 days from when your claim is received to when you get your money.

 

In the unlikely event that you don't receive your money:

 

Nationwide have 14 days from date claim is "issued" to acknowledge the claim they then have 28 days from date claim is "issued" to issue defence :lol: . In majority of claims (90% or more) they pay up and don't issue a defence.

 

The next thing for you to do is wait and then one of three things:

 

1) If they issue a defence then you will be sent an AQ to fill in.

2) If any of these deadlines are not met then request a strike out ASAP because every day you delay gives them them extra days.

3) Most likely outcome. :grin: Watch YOUR money roll in within 10 days:grin: .

  • Haha 3

Knowledge is Power

Go get em!

Have I been of any help to you? if so please click my scales to the left to enhance my reputation. Thank you. If not PM me.

 

Nationwide - won claim 

Advice & opinions of mahharg are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

Link to post
Share on other sites

Hi amarsden!

...Watch YOUR money roll in within 10 days:grin: .
...Or, as seems to be happening recently...

Watch MOST of YOUR money roll in...:)

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

Link to post
Share on other sites

Thanks guys! will keep you posted!

aimee.

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

Link to post
Share on other sites

Hi,

 

Im sending my court claim off, first question - is it better to send the claim online cia MCOL or send it yourself in the post?

also - what if you dont have a solicitor?

 

thanks,

aimee

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

Link to post
Share on other sites

There is no wrong or right answer. Really is up to you with both are fine to use. If you use MCOL you wont be able to submit your schedule of charges so will need to send it to bank yourself. You have to pay with a debit (not Visa Electron) or credit card. And you won't be able to put as much info in your particulars of claim (not a problem). However you can check the status of your claim online instantly without having to wait for the postie.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html

 

If you use the N1 form you can hand/post your schedule of charges with your N1 form. You can pay by cash at the court. Your particulars of claim will be more comprehensive.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

If you are exempt from paying you will need to use the N1 route.

 

The choice has to be yours. If you are still unsure you can sign up to MCOL fill it all in up the stage where you have to enter your payment details. If you don't want to continue you can cancel it. Your form will be saved untill you decide to continue and pay or delete it or after 28 days it will be deleted automatically.

 

also - what if you dont have a solicitor?

 

I don't think anybody has a solicitor. In the N1 form

Statement of Truth

Full name Enter your name

Name of claimant's solicitor's firm Leave blank

signed sign your name

position or office held leave blank

(Litigation friend)(Claimant's solicitor) Delete both of these

 

Solicitor's costs enter 0.00

 

not sure about the MCOL though sorry

(have a guess which route I have taken LOL)

Knowledge is Power

Go get em!

Have I been of any help to you? if so please click my scales to the left to enhance my reputation. Thank you. If not PM me.

 

Nationwide - won claim 

Advice & opinions of mahharg are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

Link to post
Share on other sites

Thanks ma, if gone down the MOL route and posted my schedule of charges to the address given in one of the templae forums so its fingers crossed now!

you guys are great! will defo donate when we come to an end!

 

aimee.

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

Link to post
Share on other sites

Hi Aimee!

...you guys are great! will defo donate when we come to an end!

 

aimee.

'Us guys' are just people like yourself!

 

...Unpaid and only trying to help others have a smooth progress in getting back what has been unlawfully taken from us and caused each one of us untold misery/heartache/sleepless nights etc etc.

 

Each successful Claimant who Donates, helps to off-set the running costs of the site, so that even more people can be helped!

 

Have the knowledge of getting your own back on a Bank, that has treated U with contempt and continually lied to U, more than once, twice, thrice etc etc.

Stick around AFTER U have WON to help others that start Re-claiming after U.

It's a sort of Claim One, get One (...or more!) Free!!!...rofl...:lol:

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

Link to post
Share on other sites

Hi,

 

Just an update, I started my court proceedings via MCOL 16.02.07. Got letter from northampton county court today (20.02.07) saying my case will 'be deemed to be served on the 21st Feb 07' and the defendant has until 7th to reply.

I hope they dont go down the route of filing an acknowledgement of service! - this means they have an extra 28days!!

 

aimee.

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

Link to post
Share on other sites

Hi amarsden

 

From reading other threads Nationwide will probably acknowledge the claim stating that they are going to defend:sad: . Don't panic I reckon at about the same time money should start appear in you account:) . I am guessing about the 26th Feb lets see if I am right;) . Remember that is just by going on what has happened on other threads no guarantees.

 

Did you see watchdog tonight. I reckon you have claimed in time before the claims start multiplying at a rate of knots. I submit my N1 claim tomorrow

BBC - Consumer - TV and radio - Bank charges

Knowledge is Power

Go get em!

Have I been of any help to you? if so please click my scales to the left to enhance my reputation. Thank you. If not PM me.

 

Nationwide - won claim 

Advice & opinions of mahharg are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

Link to post
Share on other sites

Hi everyone,

 

Well, I got my claim acknowledged online MCOL today 21.02.07 so lets see what happens!

 

aimz.

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

Link to post
Share on other sites

Send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

 

The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Dear Sir/Madam

 

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours sincerely,

 

Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

 

Dear Sir,

 

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a copy of my schedule of charges relating to the above claim.

 

Yours sincerely,

Link to post
Share on other sites

well done, i too have had my claim issued through mcol on the 19th feb so it's a waiting game for us both. best of luck.x

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

Link to post
Share on other sites

  • 2 weeks later...

Does anyone know what the refund from nationwide looks like on your statement? ive got money gone into my bank that says 'cash credit' on the statement, has anyone that has won had that on their statement either?

 

thanks in advance, aimee.

:D Nationwide successful claim = £2010

:roll: Received S.A.R for Barclaycard 18.05.07 - Sent Prelim 29.05.07

:rolleyes: Sent off S.A.R request for Capital one 15.05.07

:rolleyes:Sent off S.A.R request for Alliance & Leics 15.05.07

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...