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Payday Lenders refusing arrangements without more detail.

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Hi All,


I'm in the process of trying to clear up my credit file.  I went through a very tough 3 years or so from 2016-2019 with payday lending.


Thankfully, I cleared most/all of it, but I've reached out to 2 of the lenders who are essentially refusing to take any further payment from me without calls to their office.


I don't want to engage with them in any capacity beyond email, I've asked repeatedly for bank details to set up a standing order etc but they don't seem to be moving at all.


I'm in Scotland - any advice on how to handle this?  None have had a payment for over a year, didn't think I'd get the pushback I've received on arrangements.



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You have sent all these an irresponsible lending complaint of course 1st?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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