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Hwangsie Vs. Cap1


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Hi all,

Took me a while to read and digest all the info regarding how to claim monies owed to me but I've drafted a SAR letter from the templates readily available and am ready to post.

I've made several late payments but nothing too serious and have had the card less than 18 months.

I've already sent my SAR off to First Direct but forgot to sign it. They did, however, return it pretty soon requesting a signature and provided a pre-paid envelope with the relevant person's name on it. How effecient!:)


I'm feeling anxious but optimistic at the same time.


Good luck everyone and I'll keep you posted.



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  • 1 month later...

Right, update time.

Sent SAR off and received statements. All present and accounted for. Sent off preliminary on 17 January 2007. Deadline day was Wednesday 31 January and not a word from Cap1. How rude:( !

So Yesterday sent them a nice little LBA that they had a further 14 days to comply.

This gives them until 14 February in my estimation?


Also, just filed against DUET on MCOL today too. Looks like the gloves are on and the bell is about to strike...:p

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