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Centrica/CST Manual Claimform - Scottish Gas / training bond


starb18
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Hi, 

 

I have received a letter from CST law regarding overpayment of salary / expenses. Having read the previous topic i commented on I still don’t have any idea on what to actually do regarding this and feel like time is running out on what to do with it. 

 

Any help of a starting point on how I actually go about dealing this would be great. 


i am from Scotland so unsure if it works slightly different than England.
 

I joined Scottish gas in 2016 and left in 2017. 
 

The letter is dated: 04/08/21

 

Thanks 

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Theres no pre action protocol in Scotland, have you moved since you worked for them?

 

can you scan the letter to pdf please

read our uplod guide carefully

 

DX

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi,

 

is that just a case of taking a photo and uploading in pdf format? 
 

I think the letter will be identical to the other thread regarding this. 
 

ive honestly no idea what to do

 

And sorry, I still live in Scotland but have moved address which I’ve emailed centrica to let them know of the change 

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Read our upload<<clickme guide

Scan as jpg. Redact in a photo or paint prog (just drag a box over your detauls, any ref no's or qrcode/barcode boxes. Then fill with a colour.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thats a manual court claimform you must act

 

more later get aos done and cpr 31.14 running as per the other threads here.

 

you dont have mcol website so you must use the ref'd email ad to send aos

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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lets get you moving: 

 

so we have all the info in one place in plain text please complete this:

 

 

i see on the scan its issue date was 27/7?

WHEN did you actually  get this in the post ?

 

read these

particularly the badmojo thread

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Centrica/CST Manual Claimform - Scottish Gas / training bond

Name of the Claimant ? Centrica / CST LAW

 

Date of issue – 27th July 2021

 

Particulars of Claim

 

What is the claim for – 

Over payment of salary / expenses 

 

What is the total value of the claim? £11580.10
 

Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No form of communication until this letter from CST law
 

Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes, centrica has been informed of the change.
 

Did you inform the claimant of your change of address? Yes, centrica

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? No
 

When did you enter into the original agreement before or after April 2007 ? After
 

Do you recall how you entered into the agreement...On line /In branch/By post ? Training Centre in person
 

Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? No
 

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to CST law
 

Were you aware the account had been assigned – did you receive a Notice of Assignment? No
 

Did you receive a Default Notice from the original creditor? I received a letter in 2017 from centrica then nothing since. 
 

Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?   No, only 2017.
 

Why did you cease payments? I never started, was advised not to as they wouldn’t chase, advised by old BG manager and ex colleague.
 

What was the date of your last payment? Never given one.
 

Was there a dispute with the original creditor that remains unresolved? No, only this.
 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No, none. 
 

Hi; have filled in above.

 

is that ok? I think with regards to the mail, the letter is dated the 04/08/21, so I would assume arrival a few days later. I’ve been away to not long home that I’ve got it. 
 

thanks

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your acknowledgement of service was due by day 19 from 27/7

 

fill out the AOS sheet defend the claim, scan it to PDF and attach it to an email and follow the claimform pack instruction and send  to the court  email address today by 4pm.

 

your defence was due by 27th august 

read that badmojo thread

fill in the defence sheet from the pack the same as him, get that away too.

you might be too late sadly.

 

dx

 


 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Would it be better for me to approach cst law and agree to a payment plan for it? 
 

or still file a defence and hope that it’ll be ok? 
 

what happens when it does go to court and say I lose because I’ve filled a defence too late?

 

thanks

 

Edited by starb18
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You may be just in time if they have not already requested judgment after day 19...I would advise you also submit your defence along with the AOS at the same time.

 

If your defence is not accepted you wont be attending court they will already have a default judgment.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Hi.

 

thanks, so do I just fill In all the paperwork they’ve sent, scan and send away? 
 

do I need to fill in the affordability bills etc paperwork? 
 

Or is it a case of just sending an email of defence? Apologies absolutely clueless. 
 

thanks

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No you do as weve told you to do..

So youve wasted 7hrs?

 

as the court s closed for getting stuff for today registered at 4pm. That another whole day lost

 

you need to do the aos sheet and email it

you need to do the defence sheet as per the defence in badmojo thread. Email it

 

the email ad to use is listed in that upload you did above

 

do those tonight

if you want help ask

 

Dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I’ve not wasted 7hours, I’ve been working and the paperwork is at home. 
 

I will be home in 20mins and I’ll start it straight away. It I get stuck I will ask, thanks a lot, the help is appreciated 

 

 

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Sure

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

So it’s the acknowledgment of service form - AOS? which I’ve completed and the defence form only from the pack? 
 

starting the defence form now and will refer to other thread 

 

Would it be right to say as to copy the defence file he posted as his last upload into my defence box?

 

Sorry for the spam, now at the point just to fill the defence out. 
All other details are filled in as applicable. 
 

have left the counterclaim blank completely and have ticked the box disputing the full amount showing. 

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All sounds good to me bravo!!

 

just let @Andyorch confirm things i don't often deal with paper claims

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

great thanks, would it be a case of attaching these to an email then sending off, would be it be better for me to explain why it’s slightly late or leave that out completely and attach the forms and send off? 
 

 

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If you read the full upload you sent us it tells you what to do if filing by email for aos and defence

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Get it done. Quickly ....no-one reads it yet!!

explanation s are for the judge and he doesn't see or read anything unless it ever gets allocated to a hearing. important thing is to prevent default automatic judgement by being late

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry, I can’t see where in the other thread to send it. can you link or advise the email to send the documents. 
 

Everything is ready to be sent. I’ve created a separate document to allow room for the bad mojo thread defence due to not all fitting on the defence. 
 

Thanks again

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Page 4 contains all the contact details in your upload at post # 5

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Documents sent, 

 

is it now a case of sit and wait for a response? 
 

apologies for a lot of possible easy questions etc, very stressful!

 

thanks for all your help, much appreciated!

 

 

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