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HOIST doorstepper for Barclaycard debt - NO CCA


Everett2
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Hello, First of all I have had to open a new account as I couldn't find the login details for my old user name @Everett

 

In September 2016 I sent off a total of nine CCA requests to my creditors, to date only three have been able to supply the requested material.

 

Another two have said they could not supply the requested documents.

One, then Robinson Way , immediately wrote back to say that due to the age of debt they could not supply the requested CCA  but sent a photo copy of all payments up to then made through my DMP company ( now step change ) and that I should continue to make regular payments, I of course ignored this ( I had ditched step change anyhow).

 

Since this date, they have written to me no fewer than 27 times and now changed the debt to Hoist and have threatened ( by letter ) for one of their field agents to call at my home, this was carried out yesterday with the wet behind the ears agent  then continuing to stand half  way up my neighbours drive filling in his bits which I wouldn't allow him to post .

 

He also said he didn't need to know what a CCA was when asked ? And said that on this occasion he didn't have a warrant lol! God are these people real ?

However what I want to know is, can I consider this as harassment and the field agent calling as aggravated harassment by Hoist ? I called them yesterday and they have logged a complaint, in just over 12 months the debt for £450 will become statued barred, have I messed this up by contacting them ?

 

And most of all should they be chasing this debt despite me having it in writing that they cant supply the CCA ?

 

Many thanks

 

Everett

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why would a powerless dca have a warrant? THEY ARE NOT BAILIFFS

film them

leave my property, do not return else i'll call police 101.

 

it is not harassment, a debt owner is quite entitled to chase a debt until its statute barred which you have not reset

just as you are quite entitled to totally ignore them until/if they produce an enforceable agreement.

 

next time NEVER EVER RING A POWERLESS DCA.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to HOIST doorstepper for Barclaycard debt - NO CCA

Thanks for that dx100uk pretty much as I thought .

I dont usually call DCAs but this 18 year old ( had to be ) really got my back up.

 

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I'd have rung them too to be fair, I quite enjoy baiting them, especially as they know next to nothing about consumer law or any regulations and always tie themselves up in knots........ brr brr brr brr ''Hello, is that Lowlifes?'':phone:

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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