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ERCs and Mortgage discharge fees - Northern Rock


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Hi everyone,

I recently changed mortgage provider from Northern Rock to Stroud and Swindon. I was just over 5 years into the mortgage period which had a low fixed rate for the first 2 years. There were ERC penalties for redeeming up to 6 years and I got hit for 1% - £826 and a mortgage discharge fee of £250 . Am i within my rights to claim this back and how do I go about it? I was made aware of this site by a link from Best credit cards, cheap mortgages, personal loans, savings accounts, house & car insurance - The Motley Fool UK.

Thanks in anticipation :-? Stig1953

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Hi Stig.


For advice on mortgages etc., start your own thread in the "Other Institutions" forum. You should get the help you need there.


Click on this link for OTHER INSTITUTIONS FORUM.....


Also spend a couple of days reading the FAQs and the step by step guide. that will answer most of your questions.


Good luck,


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