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Very.co.uk debt


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Hi, i am new here so just looking for a bit of advice.


I owe very.co.uk nearly £7,000, i was silly last year as in a bad situation and bought phones on buy now pay a year later and then sold them to keep myself and family going, all the interest has now piled up and the monthly payment will be around £450 once all the interest is applied.


I have reached out to Very saying i am going to struggle to pay, after working everything out i have told them i can pay £50 a month, not suprised but they have not accepted this.


What should i do now? just pay what i can and wait to they default me? Really don't want the interest to pile up to much.



They just keep saying talk to Stepchange, is there anything they can do that i can't as i have heard mixed reviews on Stepchange.



Thankyou in advance.

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Stepchange is paid for by the industry so they advise u to use them. 

 

When did u take the account out. 

 

 

 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Was your credit file shot with lots of debt and defaults when you took this out?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

I have had the account for around 10 years, at the time my credit rating was fine. It's only the past 15 months that i have used £5000 on this account.

 

I have never missed a payment but the amount they are going to ask for will be to much.

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ok, not a lot you can do sadly

that was seriously a bad idea to sell property not really yours .

 

they are going to trash your credit file whichever way you go.

just pay what you can when you can.

 

they'll eventually sell this on to a no powers DCA, then the fun might begin.

 

Original Creditors don't do court.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If?

 

get reading up here on dca's...

 

have you used o ur prorata letter then? Asking very for int and charges to be frozen etc etc

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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