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    • Aesmith - Thank you for your recent interest in my issues.  Input on people's topics can be most useful from specialised experts or those that have similar experiences.  Some people really struggle with knowing what to do (I certainly do) - so it is most useful and helpful and reassuring when solid sensible advice is offered.  I have found there to be some very kind, helpful, supportive and legally knowledgeable people here on cag over the years - who give sound legal advice for people to roll up their sleeves and follow up on.   Of course, sometimes it can be quite challenging sifting the wheat from the chaff.  I don't have lawyer or barrister.  I sometimes attend pro-bono legal clinics for help.  And sometimes have access to barristers via a pro-bono service called Advocate.  Both ad-hoc. 
    • The Judge was wrong. The keeper is only INVITED to say who was driving, there is no obligation for them to say.
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    • Ok you are in the clear. The PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 for two reasons. The first is that in Section 9 [2][e]  says the PCN must "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges ". It does not say that even though it continues correctly with blurb about the driver. The other fault is that there is no parking period mentioned. Their ANPR cameras do show your arrival and departure times but as that at the very least includes driving from the entrance to the parking space then later leaving the parking space and driving to the exit. It also doesn't allow for finding a parking spot: manoeuvering into it avoiding parking on the lines: possibly having to stop to allow pedestrians/other cars to pass in front of you; returning the trolley after finishing shopping; loading children disabled people in and out of the car, etc etc.  All of that could easily add five, ten or even 15 minutes to your time which the ANPR cameras cannot take into account. So even if it was only two hours free time you could  still have been within the  time since there is a MINIMUM of 15 minutes Grace period when you leave the car park. However as they cannot even manage to get their PCN to comply with the Act you as keeper cannot be pursued. Only the driver is now liable and they do not know who was driving as you have not appealed and perhaps unwittingly given away who was driving. So you do not owe them a penny. No need to appeal. Let them waste their money pursuing you . 
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re Information Commissioners letter


,hills
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I am at MCOL stage myself with Barclaycard and have found the forums advice excellent, only got the normal 2 years back statements, then times'ed them by 2 to get 6 years estimate, had the offer, refused and waiting for defense etc....

 

I am helping my friend with his Barclaycard claim, and have only just sent off the SAR. Although I am getting the hang of the process, I am reading through he threads that people are going via the Information Commissioners Office complaining about the Microfiche excuse and that they are now getting success in obtaining the full 6 years worth of their statements.

 

My questions are, that my friend has probalbly not used or had access to his card for nearly 2 years, so when/if he gets his 2 years statements it may well show nothing that he can estimate his charges on (he is currently on a payment plan for £850 he owes them). But almost certainly the previous 4 years were where the heavy charges were imposed and which is where he would be able to claim most of which, if not all of what he owes Barclaycard.

 

answers please :

 

- Are Barclaycard now giving the 6 years statements as requested by the SAR

 

- If not, do you have to write to the Information Commissioners Office complaining that you are not getting them

 

- Is there a standard letter to complain to the ICO.

 

Once/If the 6 years statements are received I am sure my mate will be very happy.

 

Thanks again.

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A bump for this as I'm in a similar situation to your friend. My account is now closed as I paid off all the money I owed them (before I knew about this place!) but a massive chunk of it was made up of charges from more than 2 years ago.

 

Anyone able to shed any light on hills questions?

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I am at MCOL stage myself with Barclaycard and have found the forums advice excellent, only got the normal 2 years back statements, then times'ed them by 2 to get 6 years estimate, had the offer, refused and waiting for defense etc....

 

I am helping my friend with his Barclaycard claim, and have only just sent off the S.A.R - (Subject Access Request). Although I am getting the hang of the process, I am reading through he threads that people are going via the Information Commissioners Office complaining about the Microfiche excuse and that they are now getting success in obtaining the full 6 years worth of their statements.

 

My questions are, that my friend has probalbly not used or had access to his card for nearly 2 years, so when/if he gets his 2 years statements it may well show nothing that he can estimate his charges on (he is currently on a payment plan for £850 he owes them). But almost certainly the previous 4 years were where the heavy charges were imposed and which is where he would be able to claim most of which, if not all of what he owes Barclaycard.

 

answers please :

 

- Are Barclaycard now giving the 6 years statements as requested by the SAR --NO they are not

 

- If not, do you have to write to the Information Commissioners Office complaining that you are not getting them --YES you do.

 

- Is there a standard letter to complain to the Information Commissioners Office. Not on this site that I have found

 

Once/If the 6 years statements are received I am sure my mate will be very happy.

 

Thanks again.

 

Answers after the questions

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Is there a standard letter to complain to the Information Commissioners Office. Not on this site that I have found

 

 

Standard complaint form is here

 

Data Protection Complaints – Information Commissioner’s Office (ICO)

 

skb

Victory over Lloyds £890

Click!

Victory over Vodafone: default removal

click!

Victory over Lloyds PPI claim £2606 click!

Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)

The GF's battle against RBS click! stayed awaiting the end of the world

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Same here guys, had two years of statments that had no money on them, cheeky beggars as i too paid my card off but didnt close my account. Ive made my complaint to the commisioners , but not heard anything from them yet, but i did resend my "im annoyed" letter to barclaycard telling them of the recent ico findings and the fact i was complaining. Im still hopeful that i dont have to fork out for he earlier statments which could be an option for your friend Hills?

Nadia.

 

 

------------------------------------------------

Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!

Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.

Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim

Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.

Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.

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Read this, it should make disturbing reading for Peter Townsend (DATA CONTROLLER OF BARCLAYS BANK if Judge Forrester is reading) assuming he doesnt want become a guest of Her Majesty.

 

(Avoid the showers, Peter, and dont go into the greenhouse, what ever you do!)

 

http://www.consumeractiongroup.co.uk/index.php?option=com_content&task=view&id=43&Itemid=2

 

 

Non disclosure imprisonment threat against RBS Data Controller! pdf_button.png printButton.png emailButton.png

A Consumer Action Group User was today (21/11/06) granted a County Court order in respect of the failure by the Royal Bank of Scotland to comply with his disclosure request under the Data Protection Act.

District judge Forrester, making the order commented that had the claimant been able to supply him with the name of the data controller

at the Royal Bank of Scotland that he would have added a threat of imprisonment for non-compliance.

 

The Royal Bank of Scotland now has until January 2007 to comply with the users subject access request. The District Judge has indicated that if the Bank has not complied with the order by that time that he may make an order for imprisonment of the RBS Data controller.

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Hey ho! This letter sent today! Happy Christmas Barclaycard!

 

 

Mr. Carl Nuttall

Customer Relationship Manager

Barclaycard

PO BOX 599

M603NF

 

Your ref: 10022Z32

Our ref: BC3

 

 

Data Protection Act 1998

Subject Access Request

Breach of your obligations

 

Dear Sir,

 

BARCLAYCARD CARD ACCOUNT NUMBER xxxxxxxxxxxxxxxxxx

 

I refer to my letter of 2nd December. You are now in breach of your obligations under the Data Protection Act.

 

I note your failure to supply me with statements held prior to May 2004 and your contention that this is because they are held on microfiche which “does not constitute a relevant filing system.” I do not accept your position and draw your attention to the Information Commissioners Office [information Commissioners Office] rejection of a very similar argument advanced by the Abbey National Bank earlier this year.

 

I understand that Barclaycard has now been visited by representatives from the Information Commissioners Office and that the Information Commissioners Office have ruled, contrary to your contention, that the microfiche system is indeed a “relevant filing system” and that therefore you are obliged, under the Data Protection Act, to supply the information so held within 40 days of a request

 

You have failed to do so and I have therefore today made a formal complaint to the Information Commissioners Office. I shall also commence legal action to force disclosure and would in that context draw your attention to a recent posting on the Consumer Action Group website:

 

“A Consumer Action Group User was today (21/11/06) granted a County Court order in respect of the failure by the Royal Bank of Scotland to comply with his disclosure request under the Data Protection Act.

District judge Forrester, making the order commented that had the claimant been able to supply him with the name of the data controller at the Royal Bank of Scotland that he would have added a threat of imprisonment for non-compliance.

The Royal Bank of Scotland now has until January 2007 to comply with the users subject access request. The District Judge has indicated that if the Bank has not complied with the order by that time that he may make an order for imprisonment of the RBS Data controller”.

 

I suggest you may wish to bring this to the attention of your Data Controller as I assure you I will not hesitate to use the full force of the law against you if you continue to fail to comply with your obligations under it.

 

 

Yours faithfully,

 

xxxxxxxxxx

 

cc: Data Controller Barclaycard

Chief Executive Barclaycard

Bicester1

 

MBNA WON £623

:)

GM Card Won £580

:)

Nat West CC Won £525.08

:)

Nat West Bank Won £2346.60:)

Lloyds PPI LBA

Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal

HBOS about to issue N1

LLoys Bank LBA

 

I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!

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Hi

 

Does anyone know if Barclaycard and Barclays Bank have the same Data Controller?

 

Hapy Christmas Barclaycard.

 

Bicester1

Bicester1

 

MBNA WON £623

:)

GM Card Won £580

:)

Nat West CC Won £525.08

:)

Nat West Bank Won £2346.60:)

Lloyds PPI LBA

Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal

HBOS about to issue N1

LLoys Bank LBA

 

I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!

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Would we have a case to file the claim directly against their named Data Controller, rather than 'Barclaycard PLC'?

 

:D Now that could be fun!:D

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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Hmm

 

Good point but guess they are an employee so maybe not personally liable. Still the Judge seems to think so with the RBS. Shall we ask the ICO? Might be worth a letter to the Barclays CEO!

 

Happy Christmas Barclaycard

 

Bicester1

Bicester1

 

MBNA WON £623

:)

GM Card Won £580

:)

Nat West CC Won £525.08

:)

Nat West Bank Won £2346.60:)

Lloyds PPI LBA

Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal

HBOS about to issue N1

LLoys Bank LBA

 

I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!

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