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Early settlement payment - not heard anything! **RESOLVED**


JessePinkman
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Hi again, I recently requested an early settlement figure with moneybarn, which I received after chasing them up via phone call. 

 

I then paid the early settlement figure via bank transfer which processed almost right away, but I've not heard a thing from Moneybarn since. I am currently on hold on the phone and have been for over 30 minutes. Can someone advise what should happen next please? As I understand that is my agreement now fully settled and they should transfer legal ownership of the vehicle to myself, as well as mark my credit file as settled.

 

Would that be correct? It's only been two days to be fair but I haven't heard a thing.

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thats moneybarn for you, they work in a world of their own rules.

the A/c should be shown now as settled, yes, but that will typically take several weeks unless they go and do it directly on each of the credit file providers major sites ( three are 3 major ones). 

 

as for the vehicle registration/ownership, what does your V5C state?

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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V5C has me as registered keeper. Doesn't say anything about ownership however.

 

I have just managed to get through on the phone, where the agent advised me that it will take 3-5 days for them to apply the early settlement figure to the account, then a further 10 working days for them to close my account.

 

Does this seem right?

Edited by dx100uk
unnecessary previous post quote removed
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All sounds ok

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

well done!

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Early settlement payment - not heard anything! **RESOLVED**
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