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Hi, had a letter from Wilson & Roe HCEO, chasing a company debt. Company is registered at my home address., no company assets here.

What action should i take.

Debt is from 2018. Did have a bailiff call about 2 years ago, when he realised it was a home address he didn't bother arguing and went away.

Shall i ignore the letter or call them and explain it's a home address?

Thanks

 

 

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bailiffs wont be involved unless the company you had the debt with got a ccj

have they?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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is this related too:

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Click you username in blue on the left and give us the link to which existing thread of yours this is to do with please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

What was the ccj for, you say a business debt? Did you sign a personal guarantee?? Hceo bailiffs can possibly enter any building not physically linked to your main residence and seize goods, or in your garden or cars in your name. But we need the details of the debt/ccj please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes it was a business debt against my limited company, no personal guarantee just a disagreement with a client, who then went on to message my children on facebook...so i refused to pay him. The company is registered to my home address, all i use is a laptop for my business. Cars are leased in different company names.

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Yes it was a business debt against my limited company, no personal guarantee just a disagreement with a client, who then went on to message my children on facebook...so i refused to pay him. The company is registered to my home address, all i use is a laptop for my business. Cars are leased in different company names. Is there much they can do at my home address?..i assume they could issue a SD if they wish?

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an SD won't be much use on the same debt.

 

why didn't you defend the CCJ?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

nope not a part from the list i gave above about outhouses etc or garden stuff not directly connected the main residence.

there are other methods of enforcement like attachment to earnings orders and charging orders they could get against you.

 

is your home jointly owned?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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When you say garden stuff...that is obviously not owned by the company?? how could they take that?

Also, how can they take an attachment of earnings as i am not personally liable?

The home is not owned by me.

 

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Then as far as i can see there is little they can do then. You c ould do a statutory declaration regarding ownership

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Limited company had how many directors ?

 

If you were sole director, they may say you have personal liability for the debt.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Not sure it is worth the SD.

 

This link may help

 

 

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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