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Hi there


Not sure if this is the right place but.....


Can I claim charges back for late payments on my credit card?


I setup a standing order for a set amount to be paid on my card and left it as that so I didnt have to worry about it.


It was set up for about a year or so, thought I would get my statement only to find my money had been clearing my account a day after the payment was due and I was being hammerd late payment charges.


The thing is I was never notifed by Halifax about my payments being late, and nothing is noticed on my credit record about it.

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I am claiming back both "late payment fees" and "over limit fees" on my Halifax credit card.


Go for it!


I know they don't tell me when my payments are late, its only when i check my monthly statements.

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