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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Expired railcard - initially gave fake details - Potential Criminal Record?


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Hello all,

This is my first post in this forum - I come here seeking some well informed advice for a monumental co*k-up on my behalf. I boarded a train on Monday having paid for a ticket with what I thought was a valid railcard. Blissfully unaware of the fact it had expired, I happily showed the conductor my e-ticket and in-app railcard upon his request. I was genuinely taken aback when he told me my railcard had expired and that I'd be required to pay the difference of £91 on the spot. I fully understand that ignorance does not equate to innocence, but I had not looked at my railcard app in well over a year, nor had I been asked to show it by any conductor who checked my ticket during that time.

Now, this is where the hole digging begins. Having had the figure of £91 thrown at me by the inspector (the ticket only cost £36.30 without a railcard), I did the classic, foolish thing of panicking, telling him I couldn't pay up-front, and then proceeding to give him a false name, address, DOB and phone number. To rub salt into my already gaping wounds, he then proceeded to look at my railcard again (I didn't think he'd do this - not sure why) where he saw my real name (face-in-palm)! Having immediately realised the error of my ways, I asked if I could just pay the £91 and be done with it, after which the conductor, quite rightly, told me that I'd missed that opportunity. He also told me that the railway company will now investigate every train journey I've made since my railcard expired.

I am an idiot. I do not deserve any sympathy here. At all. I am willing to accept any consequences that come my way. However, I would really appreciate some advice on how best I now navigate this stressful, anxiety-inducing situation. While I don't wish to wriggle my way out of any punishment, I would naturally like to know if there are any approaches I can take to provide some kind of damage limitation. I am aware of the severity of what I have done by providing false details - it was a huge error of judgement on my behalf and something I will obviously never do again.

Part of me is tempted to write an email to the prosecutions team at the railway company giving them my proper address so at least I know I'll be receiving any post that is inevitably coming my way. Another part of me is tempted to just write to them coming clean about the whole thing, owning up to my idiocy and beginning some kind of dialogue in order to resolve this. Or do I wait for the letter after they inevitably find my actual address and just deal with what comes my way then? Needless to say going to court wouldn't be ideal, and I certainly don't want a criminal record (I know, I should have thought about this when I provided incorrect details). I am willing to pay whatever it takes to avoid these two things, so would there be an opportunity to settle this out of court once I've received said post? I'm also worried about this investigation into my historic railway travel. Is this something they actually do?

I have not come here to be scolded - I've been doing that to myself for the past couple of days and anyone who tells me how stupid I've been will only be confirming what I already know. However, any help with the appropriate next steps on how I best resolve this with some kind of damage limitation would be HUGELY appreciated. There probably isn't a black and white answer, but it'd be wonderful to hear from people who have either made the same mistake of who know legal ins and outs of this sort of thing. 

Thank you in advance,
From an apologetic moron.

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stop worrying 

you are not the 1st nor the last to do this.

 

simply await and see if a letter comes, it might well not, they have 6mts.

 

as for what might happen should you get one.

then is the time to reply and say what a fool etc and offer to pay the full value + admin costs straight away.

as for them checking back, i doubt they will

 

a railcard expiring happens a 1000's times a day.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Expired railcard - initially gave fake details - Potential Criminal Record?

dx, Reading the OP's post, I'm not sure the TOC have their true address for them to be able to 'wait for the letter'.

 

If not, then if the letter does go to the (false) address, and in the eyes of the TOC doesn't get replied to, and then the TOC prosecutes, the OP doesn't show up at court (being unaware of proceedings!), it'll be harder for the OP to get things unwound later.

 

Perhaps the OP could clarify?. Did the conductor take your correct details including the correct address?.

If not, then it may be wise for the OP to write to the TOC (in about 2 weeks time), saying :"I had an interaction with a conductor on X service, at Y time, on Z date, and am concerned that they may not have my correct address, which is ..........<Address>". You mentioned about e-mailing, but I suspect you'll have more chance of finding a postal address for the proecutions team, than an email address.

 

Don't admit to anything, at that stage, just that factual statement,  keep a copy of the letter, and send by your choice of:

a) standard post (getting a certificate of posting)

b) Recorded Delivery, or

c) Special Delivery

 

Or email, if you are sure you have a valid email address for the right team : each has its advantages and disadvantages.......

 

I agree that railcard not valid / not produced with the ticket requiring a railcard does happen frequently.

 

The OP has highlighted that (railcard) isn't the issue here, but the giving of false details at the time the the fare had not been paid (whether those details were given in in panic or not), this being a separate offence to the lack of valid railcard, (under S5(3)(c) of the Regulation of Railways Act 1889, if the TOC decide it is worthy of prosecution).

 

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4 hours ago, Anonymous525 said:

where he saw my real name (face-in-palm)!

 

well i suppose its what he did if he then fronted the op with his true details...then he'll use the real details i will assume..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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