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Pondy Update!

 

Bad news day! :(

 

2 letter's from [problem] out of the blue asking me to repay my overdraft and loan in 7 days or i'll be taken to court! :eek:

 

I had agreed token repayments on both of these accounts with Lloyds in conjuction with my repayment plan worked out with the CCCS (Consumer Credit Councilling Service). Lloyds agreed this (In writing) and told me the accounts would not be transferred to their collections dept.

 

So why have i suddenly recieved this ultimatum from thier solicitors when they have not even as much as phoned? 2 months ago they were ringing every other night.

I could jump to conclusions here, and assume it is retaliation to my claim.

 

Any thoughts on how best to handle this?

 

Pondy :)

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LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

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No reasons offered - just came out of the blue!

 

better ring Lloyds and ask what's going on i suppose. Gonna dig out the Repayment acceptance letters first!

 

Pondy :)

LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

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Pondy Update!

 

Bad news day! :(

 

2 letter's from [problem] out of the blue asking me to repay my overdraft and loan in 7 days or i'll be taken to court! :eek:

 

I had agreed token repayments on both of these accounts with Lloyds in conjuction with my repayment plan worked out with the CCCS (Consumer Credit Councilling Service). Lloyds agreed this (In writing) and told me the accounts would not be transferred to their collections dept.

 

So why have i suddenly recieved this ultimatum from thier solicitors when they have not even as much as phoned? 2 months ago they were ringing every other night.

I could jump to conclusions here, and assume it is retaliation to my claim.

 

Any thoughts on how best to handle this? Hi Pondy, I would consider making a complaint to the OFT and stating they are doing this as a retalitory action because you are taking them to court.

 

Pondy :)

 

What stage are you at?

 

If you have filed then surely [problem] couldn't defend against you and also claim against you, I may be wrong.

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Hi Tanz,

 

Thanks for looking in! :D

 

I've been very busy over the last couple of days, so have'nt had a chance to get to the bottom of this. Think i'll ring Lloyds first and see if they are even aware of this! Last conversation i had, i was assured my account would not be passed over to debt collecters whilst i made the token repayments agreed. So it is a bit surprising to get a letter threatening legal action from [problem] without even so much as a phone call from Lloyds.

 

Yes, i filed some time ago, and have a court date for 7th June.

 

regards,

 

Pondy :)

LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

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  • 2 weeks later...

Time for a Pondy update....

 

But not this time......

 

The fish was "floundering", but CAG has tipped the "scales"!! This fight looks to be "fin" ished.....

 

:D I've WON!!!!!! :D

 

Letter from [problem] arrived today saying they would pay (Unconditionally) £4804.78 into my account in the next five days.

Checked my account, and Yahoo it's there!

Gonna stay on the ceiling for a while, drink a few beers, then check the figure is correct. ;)

It couldn't come at a better time, and hopefully life is going to be a little better from here on in.

Big thanks to everyone who helped me over the last six months, especially Tanz, Bill-K, Photoman and 121o121.

Message to everyone still going.... stick with it, you'll get your money back, and it's a mighty good feeling. :D

So could a Mod move this thread over to LTSB successes? And i will make my donation once i get myself sorted.

Is this the end of the Fish? Hmmmm, I don't think so, kinda addicted now, and there is a small matter of two credit cards, plus some charges added since i started this claim, and i've been looking at the new thoughts on charges over six years old!!!! That should keep me going!

 

Gotta go, some celebrations to sort out!

 

i did it...i did it...did it...i did it...did it...i did it... with a little help from my friends! Thanks everyone! :D

LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

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Well best you dont go leaving us ..... lol ..... it wouldnt be the same without all the familiar CAG ers around

:lol::lol::lol::lol:

 

 

CONGRATULATIONS

:D

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Oh Pondy! Congratulations and well done! I was really worried for you after your latest hiccup with the bank but now you have some dosh behind you - keep on swimming through the forums - no doubt we will keep bumping into you on different Credit card threads (its gets quite addictive seeing who else you can claim against!) Better buy some aspirin on your way to the pub!:D love Debs x

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CONGRATS

:D :D :D :D :D :D

ITS A GREAT FEELING ISN'T IT.

 

Enjoy the money, spend it wisely, treat yourself, then start on the others. Pre 6 years is something I am working on with baclays and 1k of charges totals up to over well over 10k with CI.

 

Tanz

 

 

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just wanted to add my

 

CONGRATULATIONS !!!!:) :) :)

 

 

well done, and get stuck into those others now you've got a taste and the confidedence and proof it can be done !!

 

(ps; Thanks for the acknowledgement of thanks)

---------------------------

ARE YOU A BUSINESS CLAIMANT?

 

CAG NOW HAVE A BUSINESS CLAIMS FORUM !

GO HERE !

 

CAN'T FIND WHAT YOUR LOOKING FOR?

 

Look here.

Got your old T&C's ?

Visit this thread to help others.

 

-----------------------------

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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Hi everyone,

Thanks for all the kind words and congratulations!:)

Well the celebrations were a little muted as i could not withdraw any money! Lloyds must have de-activated my cashpoint card, as it was swallowed by the hole in the wall. :(

They really know how to annoy a customer don't they?

Anyway i have checked the payment covers all the court costs - AQ - and interest up to the day they paid, and surprisingly it is spot on. :)

Yes it is a great feeling Tanz, and no need to worry Empowered, the fish was determined to win, but i appeciated your words of encouragement after that hiccup (which proved to be a storm in a tea cup!).

Donation as soon as i can get my fins on the refund.

Pondy is swimming a little faster now!

Pondfish :)

LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

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Well Done Pondfish!!!:) Onward And Upwards,,,,,,enjoy Your Victory, You Have Been Brilliant With All Your Support For This Site And Myself Included.........hey, Think I've Won,,,,,but Need To Make Sure Before Celebrating...blv I've Got A Conditional One,,,,,??????

 

Have A Great Weekend!

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Congratulations. Great news Pondy.

 

Large kebab at Zax for you tonight then?

 

Have they backed off yet re. taking you to court?

for FAQs & Step By Step

click here

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click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

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Hi Everyone,

 

Refund has now cleared in my parachute account, and i have just made my donation. :)

I completed the survey too.

Just a couple of letters to send off to the courts and [problem] to inform of my acceptance of SCAMs full settlement.

Onward and upwards to the next quest - Credit Cards! ;)

 

Pondy :)

LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

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Well done, really really pleased for you

 

Pen

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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Hi Pen,

 

Thanks, and i hope your claims are all going OK! ;)

 

Hi Dave and Mel,

You'll get the good news eventually - just takes a little time with these guys - good luck with your claim!

 

Pondy :)

LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

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Time this thread was moved to the successes forum?

 

Any Mods out there who can assist???

 

Pondy :)

LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

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Bump!!

LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

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