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Hello to all... Me VS HSBC/Nationwide


Br4ndyb00b00
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Firstly, well done on what looks like a fascinating and extremely helpful website/forum.

 

My wife and i have been struggling for the past 5/6 years, mainly with bank charges from HSBC. Most of the time it was the bank charges themselves (35 pound i think) making either of us overdrawn again, therefore securing another charge for the following month... this then led to returned Direct debits and more charges and so on, not to mention the charges from the companies expecting their direct debits!

 

Anyway, it is only a year now since my wife got a Nationwide bank account after being so fed up with HSBC. To cut a long story short, they charged her after the first month because a payment went out 2 days before she got paid and we suffered th charge (which was even more than HSBC!). She straight away closed the account and went to the bank in person and paid everything she owed. Months went by with the account still open but not in use... anyway, we just found out that she has been charged monthly at 28 pund a time for the past year!!!

 

Completely fed up with them all and decided we will do something about it. I look forward to chatting with you all and reading as much as possible in these forums. Any help and advice from any of you will be hugely appreciated...

 

Cheers

Br4ndy VS HSBC

11th Dec - Prelim sent for 2907.42

29th Dec - LBA sent

12th Jan - Offer Recieved 2,500

15th Jan - Offer accepted :D

 

MyWife vs HSBC

5th Jan - Prelim sent for 1653.23

20th Jan - LBA Sent

7th Feb - Offer Recieved 1,350

8th Feb - Offer accepted :D

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Hi and welcome to the site,

:p

 

You've definately taken the first step into claiming back what's rightfully yours.

 

Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

 

Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

 

Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

 

All the best in your claim!! :wink:

 

 

Useful links to help with your claim

 

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

 

Letter Templates

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

 

Interest Spreadsheet

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Court N1 form

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Mcol Particulars of Claim

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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