Hi Lozza1981 Hi I'm having the same issue with NCO Europe. And Arrow Global Ltd This debt was from 2012 Last payment apparently I paid in 2019. Don't have any knowledge of this.   Arrow Global Ltd taken over my debt from Vanquis Bank. On which I was paying a token until 2015. Then I moved addresses and they couldn't contact me. Therefore passed my debt over to Arrow Global and NCO Europe.   Never received a termination letter from them because of addr