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Claim against previous banks?


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I only came across this information today, and I'm glad I did.


I have only been charged twice by my current bank in the past 6 months for going overdrawn (Natwest) I believe the charges were £38 each. Whereas I find this quite excessive the real issue that I have is my previous bank.


Not the most reliable customer at one point in my life I went overdrawn almost every month with the Halifax. I left them when I decided to sort my financial situation out and have a new relationship with a new bank.


I'm assuming that I can claim for these penalties from my previous bank, but I thought I'd better double check first before I waste my time.


In a nutshell. Can I claim for excessive charging from a bank that I am no longer a customer of?

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Thatks for the speedy resonse.


Looks like I've got a lot of walking to do in town tomorrow, while I request a penalties statement from them all.


Oh well, it'll be the first time I've gotten money from talking to the banks (potentially).

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