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Default = compensation?


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I have asked on general thread but no exact answers...


My brother has been for the charges had them plus interest refunded. Could he now go back and ask for either compensation or the defaults to be removed? Even though it is likely he signed a form agreeing no further action?


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  • 1 year later...

Hello robert harper 2000!

Have U managed to sort this out for your brother since 1st Posting more than ONE year ago??...:confused:

I can't understand why anyone would have ignored your Post on the HSBC Forum??...:confused:

Has it only recently been moved there??...:confused:

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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Its well known that removing default information is not something they like to do there are a number of reasons mainly because they do not want to open floodgates for it and also see their relationships with Cras as important.We have always suggested running the two together for reclaim and default removal the empasis on this came following Jonni2bads case (Cag Moderator)..where he won the charges back but lost the default action.There have been other cases whereby Judges have not entertained the orders where the original claim did not include default removal.

Theres nothing really to lose by trying though-but it is a long and drawn out process.I have 3 such claims 2 are stayed and include both charges and default issues.

One has had charges issues settled and is now dealing with default.The judge required me to show proof of sending the defendants a s10 notice...together with evidence of hardship suffered.This is the most difficult part ...although if you can show continual threats in the way of letters from Dcas etc then thats a start.

Amazingly in their defence RBS have stated that they have refunded my charges but at the same time quote the OFT case and ask for the case to be stayed as its not conclusive that the charges were unlawful.

I have spent more time and effort on this one case than all the 5 others put together.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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