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Halifax A/C with no allowed OD sold and paid off to Lowells - was made of 3yrs CPA & charges - anything i can do now?


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So Halifax allowed an account of mines with no overdraft to have 3 years (1 payment a month) of continuous payment authority payments to be taken.  As you can imagine for the first year they lumped their twice monthly charges on then for some reason they stopped with the charges but allowed the continuous payment to contiunue.

 

As i didn't use the account, i regarded it as dormant, when I realised what was happening I went into the branch, explained I never authorised this, I also stated I had no overdraft so how was this allowed to happen.

 

I was told they couldn't do anything about the CPA and that was that.

 

Any advice would be appreciated

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when?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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doubt it then outside of 6yrs limitations.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Halifax A/C with no allowed OD sold and paid off to Lowells - was made of 3yrs CPA & charges - anything i can do now?

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