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Lloyds in the news...


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upping their overdraft rates to cash in on Christmas spending! they wouldn't.


an OFT report in the offing and no comment on penalty charges:)



Lloyds slammed for overdraft rate hike | Saving and banks | Guardian Unlimited Money



i am about to summons them. if they have upped their overdraft rate to 18.3%, can i just amend my spreadsheet and do the same? this is a big claim of about £3,000, over 6 years and it makes a difference of about £175. not as good as the 19million+ that they will be making, mind.


LoydsTSB - £4,158.82 inc interest @16%

SARS request - July 06

Prelim letter - 19 Sept

Letter back saying how devastated all the lads at Head Office were to hear... - 31 Oct 06

LBA sent - 8th Nov 06(had to send a 2nd as Royal mail lost it)

Summons reg at CC 15th Dec 06

Nice letter saying that they would be refunding £750, no strings! 18 Dec 06

SC&M acknowledged service and will be defending claim in full - 4 Jan 07

25 Jan 07 transferred to mercantile Court with about 50 others

06 Feb 07 SETTLED IN FULL! - £4466(includes a bit extra interest)

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