Jump to content


  • Tweets

  • Posts

    • as long as it says our client xyz on it...you must respond within 30days.   as for the contracts, the claimform POC when/if one ever gets raised through northants bulk must detail all the contracts concerned in the claim.   just because a scary letter of claim has been raised, that does not 100% guarantee a claim will be raised by their client.
    • Thanks. So effectively you paid by cash. Please follow the link to understand your position when you pay by cash or you paid by bank transfer for a used car or anything else. Of course it's a bit late now – but you should bear in mind in the future and other people who visit this thread will also benefit. The dealer says that you were provided with a copy of the warranty. I think it would be worth asking the dealer the date upon which this warranty was emailed to you. In the meantime, your statutory rights will help you to the extent that you are entitled to buy an item – even a second hand car – which is of satisfactory quality and remain that way for a reasonable period of time. What is "satisfactory quality" depends on all of the circumstances of the transaction. Although this car was very cheap, it was comparatively low mileage for a car of that age. It seems to me that for it to pack up so seriously after only about eight months of ownership and only 200 miles or so, that it was not satisfactory quality. You have had some benefit from it. Even though you only drove for 200 miles or so, that was your choice and you could have driven it more if you had wanted – even though this might have meant that the gearbox would have packed up earlier – but you will never know. We will say that you have had eight months of benefit from it.  This means that you wouldn't be entitled to recover 100% of the purchase price. You would be entitled to recover a reduced sum to reflect the use you have had from the car. If we say that a car of that value/age/mileage should normally have lasted you for, say, three years without any serious defects emerging, then we can say that you have probably had something like about 30% of the use. This would suggest that you would be entitled to recover about 65% or so of the purchase price. In principle this would mean that you might be justified in thinking about claiming about £1700. Of course we don't know what the warranty says. Whether it really does exclude work on automatic gearboxes. The reason it will be interesting to see the warranty and to understand what it provided for is that there is an outside chance that instead of relying on your statutory rights, we might be able to say that as you didn't know what the warranty was about, you were reasonable in assuming that it covered automatic gearboxes. Did you pay an additional sum for the warranty? Or was it part of the deal? I think we need to know more about the cost of repairs to understand whether a repair would cost less than £1700 in which case it might be worthwhile claiming for that – or whether a repair would cost more than £1700 in which case it would make economic sense to recover the £1700 and then move on. So I think that we need to understand when was the warranty apparently sent to you? We need to see the warranty. We need to understand what the cost of repairing the vehicle might be.  
    • With only 12% of Tesco Bank current accounts used as primary accounts, the organisation will discontinue this service from 30 November 2021View the full article
    • Roughly it’s only done about 200 miles since I’ve had it . It was a cash loan and then we bought the car with the cash . 
    • Please notice that I've restructured your post in order to introduce spacing to make it more readable – especially on a small screen. So you bought a car and even before you collected it you had to pay an extra £240 to have a cam belt replaced. So we can say that you paid about £2700 for the car. How many miles has it done since it was bought? Are you able to tell us? When you say you took a loan out for the car, was the loan specifically provided by the lender for the purchase of the car? Or was it a cash loan and you then went on to spend the cash on the car?   Also do I understand that the dealer is proposing to sell the car for a certain amount of money and then to help you buy a new one with you making up the difference from your own funds?
  • Recommended Topics

  • Our picks

  • Recommended Topics

University have instructed DCA to recover fees for a full semester when I attended for 2 weeks!


jimjarn
 Share

Recommended Posts

I enrolled in a course in 2017, which I began on or around 18th September 2017. Within 2 weeks I suffered a few personal issues and took an interruption to studies on October 11th, meaning I attended the university for around 3 weeks, if that.

 

I recently received a letter from a DCA saying that they intend to recover the monies for a full semester on behalf of the university.

 

Am I right in thinking that this is completely unreasonable? I attended for less than 15% of the semester before taking an interruption to studies and eventually withdrawing without returning.

 

I am aware that due to me attending I will owe some money, and I am happy to pay that on a pro-rata basis, meaning I'd pay £495 (15%) instead of the full £3300.

 

Is this a reasonable approach? I am unwilling to pay the full semester fee as that is completely unreasonable. Does any one have any experience with this? Should I contact the university, or deal with the DCA?

Link to post
Share on other sites

you ignore the dca they are not bailiffs and have zero legal powers on any debt no matter what it's type.

 

did you inform the uni in writing you were latterly fully withdrawing due to personal issues?

 

name names too please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Posted (edited)

The DCA is STA International & University is Birmingham

 

I did inform them, and I have confirmation via email confirming my withdrawal from studies on the 11th October.

 

When I didn't return to studies I was permanently withdrawn, I have email confirmation of this, however they have written my withdrawal date as 1st of November for some reason...

Edited by jimjarn
Link to post
Share on other sites

Did you take out any student finance for the course fees ?

 

if so, what did the University receive from student finance ?

 

What were the terms and conditions related to the course you signed up to ?   There should be a section related to liabiliity for course fees, where you withdraw from studies early.

 

If you don't have a copy of the terms and conditions for the course you partly attended, you could ask the University for a copy.

 

As stated, you should only contact the University about this matter.  If you suffered from a health issue or other serious issue, the University may have discretion to negotiate the amount of debt.

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Just to add, if the University actually acquiesced and withdrew you from the course on 1 November, then it could be said that they have accepted your breach of contract.

An attempt to levy an entire semester of fees in the face of a breach of contract could amount to an extortionate penalty. In principle they should only be entitled to recover their administrative losses and they would have to account for these.

I would suggest that you raise this point at the moment – but let's see how heavy it all gets.

Link to post
Share on other sites

@unclebulgaria67 This was a self-funded postgrad degree, according to the terms and conditions I am liable for 25% (£2475) of the fees.

 

@BankFodder Sorry I didn't clarify the years of my interruption to studies. I was granted an interruption in October 2017 until October 2018, then granted another year extension of interruption to the following academic year, bringing my total interruption to 2 years.

 

In their terms and conditions this is only offered in the most exceptional of circumstances. I was unable to return in 2019, and was permanently withdrawn on Nov 1st 2019.

 

I am not too sure how to implement what you've said into my complaint, but how exactly did they breach their contract in your opinion? Thank you.

Link to post
Share on other sites

You misunderstand me. It is your breach which can only be addressed by recovery of administrative losses. Not their breach.

However, I'm fully aware that I jumped into this discussion without really knowing everything.

All I'm saying is that if a breach of contract by you could be identified – particularly in fact that the contract was then terminated by them, they would only be able to recover administrative losses.

 

Link to post
Share on other sites

you can most certainly totally ignore STA just a bunch of powerless fleecers..

 

read this and suitably understand what to do

 

Uni Chasing Money- Debt collection STA international - Page 2 - Students - Consumer Action Group

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

:rockon:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...