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    • If you are flying away tomorrow (or rather this) morning I'd just forget about complaining to the police now.  As BF said earlier it's probably just a waste of your time anyway so I wouldn't worry about it.  Forget it for now.  Have a safe flight and concentrate on your other thread against Aviva.
    • I'm afraid you won't get a complaint drafted before tomorrow morning - and I think most others here think it would be a waste of time anyway and that the police decision won't change.  I would ask for a review and make a complaint on principle, but I suspect you are better off concentrating your effort on your other thread and direct complaint against Aviva.   Unless you are out of the country for an extended period I'd wait until your return before considering futrther whwther to complain about the police.   [ By the way, just so that you don't mislead yourself as it's a mistake many people make, ALL agreements are "verbal" in that they are composed of words.  Some agreements are in writing and others are oral, spoken or vocal.  The law recognises oral or spoken agreements just as much as ones that are written down.  The only practical difference is that oral agreements can be difficult to prove in a dispute]
    • Just to add there is a scheme called the Victim's Right to Review.  It basically applies to decisions made by the CPS not to go ahead with a prosecution.  It doesn't apply to decisions made by local police forces, but it does say:   19.  Decisions that are not eligible for VRR include: ... iii where the police or other investigator exercises their independent discretion not to investigate or not to investigate a case further (whether in consultation with the CPS or not) and the CPS have not been requested / have been unable to make a final decision to charge. Requests for review of such decisions should instead be addressed to the relevant police force/other investigator; [My bold] Victims' Right to Review Scheme | The Crown Prosecution Service WWW.CPS.GOV.UK   I'm not familiar with the scheme so can't advise - but other posters here may know about it or have experience of it.  You need to read the above link but note that it talks about things that seem to fit your situation.   eg a victim is defined as ‘a person who has made an allegation that they have suffered harm, including physical, mental or emotional harm or economic loss which was directly caused by criminal conduct’.   If you have not already requested that the police review their decision not to pass the case onto the CPS, then I would do so.  If you are not happy with the outcome of that, complain.   I can't advise you definitely to go ahead and ask for a review or complain, but if I were in your situation that is what I would do.  But I tend to agree with BankFodder that you'll get nowhere and, if you are sick and tired of all this and just want it to go away, then just drop the police.  However, if you don't try...   [Apologies for the italic typeface/font - it's the above link causing it.  The italics should have stopped at the end of the third para above ending ' ... criminal conduct'.  I can't change it.  Very annoying]
    • @Manxman in exile I eloped to get with my husband si my husband and siblings never sat together in the same room .   Hes claiming a verbal agreement was made but a verbal agreement doesn't hold any water in the eyes of the law..no agreement was made I was in Leeds with my toddler.    He has made use of the policy , had the luxury of the insurance and reversed the money back and now Aviva are coming after me.   You've summed it up well is there anyone in the group that can help me draft the complaint to the police as I'm flying out first thing tomorrow and my head is all over the place.   My husband me Mr z , my late father and eldest brother were at this meeting supposedly when the verbal agreement was made but yet the officer took a statement off the eldest brother and didn't take it off the husband and based the final decision on the eldest brothers statement and Mr Z and all other evidence which is in written form has been completely dismissed    I'm fighting it all alone coming from an Asian background I am getting taunts and salt is bring rubbed on my wounds its not been a pleasant experience yo say the least trying to prove my innocence and having to listen to the b******* being spouted out by everyone whilst Mr Z is walking away not guilty 
    • I would complain to the police - even if I thought it would go nowhere.  I can't see that you have anything to lose.   I can't tell you the grounds of your complaint because I don't know the details of everything that has happened (you know better than I do)  and because I've found much of the story too difficult to follow.     But - based on everything you have told us - it seems to me that your brother has clearly committed fraud by obtaining the benefit of an insurance policy by falsely misrepresenting that he was opening the policy on your behalf and also by falsely misrepresenting himself - or a third party - as being your husband.  If your brother could not have taken out that policy without making those misrepresentations, then he has committed fraud.  It doesn't matter whether the victim was Aviva or you  and it doesn't matter if the victim realises they've been defrauded or not - the police should investigate it properly.  In this case you are the ultimate victim of the fraud because Aviva are saying that you owe them for the premiums on the policy your brother fraudulently took out, so whether Aviva consider they were the victims of fraud or not is irrelevant - they don't care because you end up as the fall guy.  Point out that this may have ended in a civil dispute over a debt between you and Aviva, but that that debt directly arises as a result of your brother's fraud in claiming to be acting on your behalf and by impersonating your brother.   One of the reasons the police seem to have dropped this case (and this needs to be one of your main grounds of complaint I think) is that they have accepted without question your brother's statement that your husband was somehow involved or in some way agreed to your brother taking this policy out in your name, and the police have simply and uncritically accepted your brother's word on that without ever speaking to your husband, who would vigourously deny it.    (I can't make any better suggestion than that because, to be honest, I don't follow what has happened.  If you never authorised your brother to open this insurance policy at all then I don't understand why the police would place any importance at all on your husband being present at a meeting with your brother.  What did your husband's presence have to do with the insurance policy?  Even if he had been at such meeting (which you say he denies) then how could he authorise anything on your behalf?  None of it makes any sense to me and I can't see why the police would think it did.)   Challenge the police to explain to you why they believe there is insufficient evidence to pass this on to the CPS   I would follow the published complaints procedure of the police force in question and I would also send a copy to your local Police and Crime Commissioner.   I think the main problem here is that (despite what the nice woman PC may have suggested to you) the police have never considered you to be the victim.  You need to demonstrate to them via your complaint that you are the victim here.   One other question: is your husband and are your family supporting you through this, or are you going it alone?
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Boris Johnson Prime Minister


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True

but do you doubt in any way whatsoever that that is the sort of figure they would have sought had they won?

I don't

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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18 minutes ago, honeybee13 said:

Do you mean they would have claimed more or less £600k, TJ?

 

One word dropped from the quote + Yes to that

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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 @honeybee13

"It's been a bad couple of days for the Cabinet Office, two lost court cases over the FoI 'suppression unit' and Gove and Cummings hiring mates illegally.

 

WWW.OPENDEMOCRACY.NET

Exclusive: UK government accused of ‘profound lack of transparency’ as openDemocracy wins legal victory over ‘Orwellian’ Freedom of Information...

 

WWW.THEGUARDIAN.COM

Judge says contract given to firm run by friends of Boris Johnson’s former chief adviser was awarded illegally"

 

Funny how the Guardian can say that the judge said it awarded ''illegally'' when they go on the quote the judge actually saying it was ''unlawful''. Tut tut.

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WWW.THEATLANTIC.COM

Boris Johnson knows exactly what he’s doing.

 

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28 minutes ago, cjcregg said:

 

Funny how the Guardian can say that the judge said it awarded ''illegally'' when they go on the quote the judge actually saying it was ''unlawful''. Tut tut.

 

OK. You probably don't like Jolyon Maugham either, but he is a QC. He tweeted this earlier.

 

'Not one but two ministers have now been found to have broken the law on procurement. It’s a vindication of what Good Law Project has been saying for months: this is institutionalized cronyism.'

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Illegitimi non carborundum

 

 

 

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46 minutes ago, honeybee13 said:

 

OK. You probably don't like Jolyon Maugham either, but he is a QC. He tweeted this earlier.

 

'Not one but two ministers have now been found to have broken the law on procurement. It’s a vindication of what Good Law Project has been saying for months: this is institutionalized cronyism.'

 

Yep, he got it wrong too.

 

 

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cjc, you don't need to Quote my posts to reply when they're just above yours, it just lengthens the thread and makes it harder for people reading on phones.

Illegitimi non carborundum

 

 

 

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Breaking populist style news

 

Two men charged with allegedly sending grossly offensive, indecent, obscene, or menacing message or matter via a public communication network.

The material was alleged to contain images of Home Secretary Priti Patel.

The two men are also alleged to have sent racist material, potentially adding to their crimes.

 

It should be noted that the current home secretary, in between bouts of hurling abuse at those under her control,  has previously complained about a cartoon being racist as she saw it as showing her as a 'fat cow', despite the cartoon also showing whiter than Daz washed whites Johnson similarly.

 

Although the cartoon did show both Patel and Johnson with bovine features, it was seen by most as a simple statement on her BULLying and  a comment on what she and Boris Johnson continually spout - with no racist intent.

https://metro.co.uk/2020/06/09/priti-patel-criticises-racist-cartoon-showing-fat-cow-guardian-12826463/

 

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)
2 hours ago, BankFodder said:
WWW.THEATLANTIC.COM

Boris Johnson knows exactly what he’s doing.

 

 

I actually dont agree with that headline or much of the assessment

IMO Johnson is almost certainly Antisocial Personality Disorder - where on the spectrum is harder to gauge, but certainly not high functioning

 

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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The G7 hasn't gone to plan, has it?

 

Rather than showing the UK off as a potential global leader, Johnson has probably started a trade war with the EU and is being told that other nations don't trust him.

Illegitimi non carborundum

 

 

 

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Johnson literally cant manage a pi** up in a brewary

Biggest lie of all is that the bumbling idiocy is a cover for smartness.

 

It would seem even Johnson thinks his own/Frosts hard sold cake and eat it 'grate deal' has quickly shown itself to just be yet another burdensome, unpalatable and inedible 'Eaton Mess' ..  made from reeaall poo

 

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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'Global Britain' has refused to let foreign journalists into the final G7 briefing.

 

Tweet from David Henig.

But I think more likely that the PM is simply angry that the EU and US are not believing a word he says on Northern Ireland, and is doubling down because he isn't used to this. This is, again, personal. The future of the UK rather less important than the future of Boris Johnson.

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Illegitimi non carborundum

 

 

 

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"“It’s utterly offensive that the EU treats Northern Ireland as separate from the UK” says government that negotiated, signed up to and championed deal that treats Northern Ireland as separate from the UK."

- David Schneider

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"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Former Speaker John Bercow has joined Labour as he thinks it's the only way to get the Tories out.

 

WWW.THEGUARDIAN.COM

Former Speaker joined the Conservatives aged 17 but says party has become reactionary and xenophobic under its current leadership

 

Illegitimi non carborundum

 

 

 

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Posted (edited)

Each time I look at this thread, even the title is an offence and insult to the British (while it lasts) nation

 

What will we call England and Wales and its Tax haven protectorates?

 

Although Johnsons 'protection' runs to sub 20 miles now doesn't it?

https://www.theguardian.com/uk-news/2021/jun/03/mod-military-pauses-trials-army-tank-fleet-safety-concerns-ajax

 

 

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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  • 2 weeks later...

and a HUGE blow to Johnson

YAYYY

Despite all the blether, the Tories were expected to win if their prior voters hadn't deserted them

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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  • 2 weeks later...

and at long last people are challenging him on it - far better than the 'ineffective opposition

 

Even the ERG *Steve Baker is using this to turn on him and Patel .. alongside the few remaining real Tories ...

his days would now really seem to be numbered, but I doubt we'll see much improvement with whatever numpty replaces him

 

I see the other nations of the soon to be ex union distancing themselves ever more from Johnsons England as the world considers dropping the UK off the face of the world map on  'freedom day for Covid and Covid deniers'

Lock up your daughters and 5G towers when they are let loose.

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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Posted (edited)

Oh .. and Johnsons 'Global Britain' would appear to continue to mean its owned by the rest of the world

 

WWW.INDEPENDENT.CO.UK

‘We’ve witnessed too many of our country’s brilliant tech firms disappear abroad with potentially significant economic and foreign policy implications’

 

 

Edited by tobyjugg2

"vacuous and economically illiterate" "Moral emptiness and epidemiological stupidity”

“veil of ignorance” "unrepentant and inveterate liar" 

Boris Johnson Mendex est

 

“The failure of the cheerleaders of Brexit to acknowledge the consequences of Brexit as due to Brexit remains remarkable.” - David Schneider

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