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Cabot and Halifax (IF) bank OD debt i've been paying for 7yrs


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Received sar from Halifax bank for current account. 

Pages and pages of statements. 

What am I meant to be looking for out of all paperwork sent.

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what were we after, to see how much was interest from unlawful penalty charges?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have looked through them and can only see monthly interest added. Everything is in abbreviations. 

There are DNT1 transactions which stands for overdraft interest charges (current accounts only). Some of these have a - next to them.

Are these what I'm looking for 

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who owns this debt?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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unless you get a letter of claim, simply keep it all safe.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok, will do..

Could not see any other  charges or fixed penalty notices. 

 

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  • dx100uk changed the title to Cabot and Halifax (IF) bank OD debt i've been paying for 7yrs

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