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Mrstinsel Vs Lloyds


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Hi All.

I've just started the ball rolling and printed out my letter for my Account charges for the last 6 years. I'm sending it tomorrow, in the meantime I'd like some advice on opening a parachute account. I've read a bit about it on these forums, but can't find in any great detail how they work exactly. Is it in case Lloyds close your account during the process, or after? I have an overdraft of 1500 on my joint account and one of 200 on my own, plus we have a loan of over 5000 with Lloyds. Could this affect our chances of opening a parachute account?

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