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Sainsburys bank loan - Arrow assigning it to resolvecall


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I think I’ve rattled arrows cage cos today I got a letter about a Sainsbury’s Bank account from them, saying they’ve passed the account on to Resolvecall for them to visit me.

 

I’ll send arrow a cca request this afternoon.

 

H

 

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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you can't send a CCa for an OD debt

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It’s not an overdraft.

Its for a loan through that bank.

 

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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then its not as bank account .....it's a loan

when you get anything back start a new thread about it in the lloyds forum and scan up the full cca return

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi,

 

Had a letter today from arrow saying that they had passed the account to resolvecall cos I hadn't contacted them.

I'm planning to send a CCA request to both arrow and resolvecall.

 

We will see what transpires!

 

copy of CCA request attached.

 

H

 

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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had to remove your upload

1, what does the CCA request link say in red at the top..

2.its a docx file, all your personal details can be found in file/properties-info.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

this would have been when sainsbury's did not have a bank so would have been finance by royal Bank of Scotland (RBS) so moved the thread to that forum.

 

just because arrows think its now lloyds owned as they took over most of the old RBS stuff is just laughable, they don't even know the OC...

 

when did you take this out save looking in your old thread

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Oops!

 

thank you!

I took it out in 2006, but had been paying it until a couple or 3 years ago.

Arrows say cos I hadn’t contacted them, they had passed it on to resolvecall.

I guess they are fishing then.....

 

The CCA request is in the format in the thread you pointed me to.

 

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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Well we’ll well!

 

Got a letter today from Resolvecall (who is sent copy of the cca request to as well as arrows), saying that if I didn’t contact them on the number they gave, or the email they gave, within 7 days of receipt of their letter, they would be sending someone to speak to me.

Shall I send them an ‘assumed right of access denied’ letter, or just ignore them.

 

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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never invite pointless letter tennis.

 

10 minutes ago, hamadryad said:

Shall I send them an ‘assumed right of access denied’ letter, or just ignore them

no such thing, that was a stupid idea invented by believers of freeman of the land twaddle and should never have been advised on CAG in the past, sadly we had some very poor staff then..

 

ignore, it does say WILL... read their comms carefully again..but if they do turn up, Film them on your phone, don't engage..

tell them to leave your property and never return else you'll call police 101.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

It says that ‘failure to call Resolvecall within 7 days will lead to a personal visit being made by one of our representatives to your home’.

’To avoid the need for this action please call Resolvecall on 0141 212 8471’

 

I will ignore, and if they turn up film them & threaten with the police.

 

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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  • 5 weeks later...

Got my first response back from arrow.

it did not fully comply with the request I sent, just a list of payments made.

They say that they do hold copies of statements from Sainsbury’s due to a ‘previous request for documentation’.

However, I don’t believe they have any more than just statements.

 

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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how unsurprising.  ruddy fleecers.

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I’ll just be ignoring them.

They are obviously trying to get me to start paying, but they’ve no chance now cos they didn’t fully comply.

 

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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Had a large format letter from Dryden which contained a credit agreement.

I couldn’t find my signature on it anywhere, so it’s binned!

My guess is that they are all wriggling round & trying to convince me to start paying again.

On current evidence they've no chance though.

 

H

 

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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its better you scan stuff to PDF here

it could have been an online sign up whereby you didn't sign anything?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

It’s in the recycling now.

I don’t remember ever applying on line.

I was a time when the offers came through the post regularly!

Easy credit etc.

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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Share on other sites

well never bin stuff without scanning it here 1st

you should be aware of such, you've been here long enough

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 4 weeks later...

Got another letter from Dryden etc saying they’ve been tasked by arrow about the ‘so-called’ debt.

They are asking for a financial breakdown again.

They are not getting that for certain!

 

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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Share on other sites

as long as it's not a letter of claim...yep ignore them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

This is about a virgin card I had once.

It’s the one that I sent the request back for when I got the letter of claim from them back in April.

I guess that they are trying it on again.

 

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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Got two letters today!

 

1. One from crapquest saying that they have been assigned the work, so what?, and 

2. One from arrow saying that they have obtained the documents I requested, and that I should email them urgently so they can send them securely to me.

They want me to include:

Name

Address

Post code

Account number!

 

They say that this is to help support their staff, in that correspondence should be by email.

 

I have it on pdf, but the file size is too big apparently!

 

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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Hope you haven't give that info?

simply an exercise to get a free way to harass you.

make them write.

 

use pdfreducer

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Absolutely not!

 

I’ll check out that reducer too.

 

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

Link to post
Share on other sites

Well aren't they persistent!

 

Got a letter today from drydens referencing the same account that I sent a SAR to, (I got no response to that!), saying that I have until 12 Aug to get back to them or they will issue a letter of claim against me!

 

They say that their client may be willing to accept an offer of a 'significantly reduced sum' provided it's affordable to me.

 

It would seem that they are clutching at straws now.

 

H

There is a tide in the affairs of men, which, taken at the flood, leads on to fortune;

Omitted, all the voyage of their life is bound in shallows and in miseries.

On such a full sea are we now afloat, and we must take the current when it serves,

Or lose our ventures.

 

:tea::tea:One the other hand......Sod this, I'm off!:tea::tea:

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