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Natwest Visa Card


Baz1994
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I recently received a letter from Nat West redemption team regarding potential compensation that may be due to me in respect of incurred costs / increased minimum payment etc between October 2018 - February 2019 on my credit card.

 

As I did not have relevant statements for that period I submitted a Subject Access Request, in which I have now received.

 

I have only a minimal balance outstanding and always make more than minimum monthly payment due hence no arrears.

 

Today I have just received my latest statement in which quite a large amount in respect of compensation has been credited to my account.

 

Correct me if I am wrong but surely as it was in respect of compensation that it should have been offered to me via cheque or direct into my bank account?

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no sadly they have to return it to the A/C it was charged from if it was still open.

 

lots of this going on with numerous banks due to an FCA ruling at present.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well they are refunding 'notional' charges that in effect they've not physically taken money from you for if there is was/is outstanding balance then.

 

 

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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