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How to avoid payday loans when desperate


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Hi all, 

 

From reading this forum and from just general knowledge, I know short term borrowing and taking out payday loans is so costly and just a really slippery slope down to even deeper debts/problems in the future.

 

I was just wondering if anyone had any advice on the alternatives of payday loans when you have no cash and have upcoming payments (like rent)?

 

I'm sure there have to be some options out there for me as I don't want to keep falling into further debt.

 

Thanks.

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I'm not sure what to say regarding the immediate problem of money now but having a look at your debts and repayments might help to sort things out for the medium and long term.

@dx100uk

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hope these PDL companies weren't loaning to you whilst your credit file is shot with defaults and late payment markers?

 

what other consumer debts are you repaying? why are you running short of money?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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